952 Co Rd 597, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 952 Co Rd 597, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,265 sqft · built 1966
Lot Size	2.71 acres (118,048 sqft)
Owner	Individual Name on File
Last Sale	$264,900 (Jul 2021)
Tax Bill	$1,392 (2026)
Deeds & Mortgages	Jul 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-10-07-35-0-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-35-0-000-011.001`
Alternative APNs	`ALT APN:1007350000011001` `208713`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,265 sqft Living Area
1st Floor Area	2,265 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	118,048 sqft (2.71 acres)
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Location & Zoning

Account Number	208713
Street Address	952 COUNTY ROAD 597
City	CEDAR BLUFF
State	AL
Zip	35959-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT F, WILD ACRES S/D, PB 6/20
Legal Range	10E
Legal Township	09S
Legal Section	35
Legal Subdivision	WILD ACRES
Legal Lot Number	F
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2074
Census Tract	955701

Owner

952 Co Rd 597 is owned and occupied by an individual who bought it in July 2021.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	954 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on File
Deed Sale	Jul 8, 2021 · Amount on File
Deed Document Number	2021219149
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000219149
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	952 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 COUNTY ROAD 597, CEDAR BLUFF, AL 35959-2018

Mortgage

Document Number	0000239409
Date	Jul 8, 2025
Instrument	239409

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jun 1, 2065

Tax Assessment & Valuation

The 2026 property tax bill for 952 Co Rd 597 was $1,392 with a homeowner's exemption, up 7.2% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,392.00 (+7.24%)
2025	$1,298.00 (+3.34%) Homeowner's exemption	$28,120 (+3.31%) Land $8,400 Building $19,720	$287,600 (+3.23%) Land $84,000 Building $203,600
2024	$1,256.00 Additional exemption filed	$27,220 (-2.3%) Land $7,500 Building $19,720	$278,600 (-) Land $75,000 Building $203,600
2023	$1,256.00 Homeowner's exemption	$27,860 (+242.26%)	$278,600 (-) Land $75,000 Building $203,600
2022	$1,256.00 Homeowner's exemption	$8,140 Land $7,500 Building $640	$278,600 Land $75,000 Building $203,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 952 Co Rd 597 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Co Rd 597 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 597

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