Osage County property record for 952 Co Rd 512, Westphalia, MO 65085
| Property Type | Rural Home |
|---|---|
| Details | 3,308 sqft · built 2005 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-80-34-00-000-0007.03 |
| Primary APN | 12-80-34-00-000-0007.03 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,308 sqft Adjusted Area |
| 1st Floor Area | 2,093 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 104,544 sqft (2.4 acres) |
| Patio Area | 1,156 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 12803400000000703 |
|---|---|
| Street Address | 952 COUNTY ROAD 512 |
| City | WESTPHALIA |
| State | MO |
| Zip | 65085-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NW SW - S OF CO RD 512 SEC 34 T43N R10W |
| Legal Range | 10W |
| Legal Township | 43N |
| Legal Section | 34 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 490300 |
952 Co Rd 512, a rural home, is owned and occupied by two individuals.
Source: Osage County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 952 COUNTY ROAD 512, WESTPHALIA, MO 65085-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CU |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 952 COUNTY ROAD 512, WESTPHALIA, MO 65085-2242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 522/0063 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 522/0063 |
| Instrument | 2018-0142 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 952 COUNTY ROAD 512, WESTPHALIA, MO 65085-2242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 519/0135 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 519/0135 |
| Instrument | 2017-2083 |
| Name | RIVER REGION CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 15, 2042 |
The 2025 property tax bill for 952 Co Rd 512 was $2,258.
Source: Osage County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Unified School District | Osage County R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,338 (-) | $249,150 (-) | |
| 2025 | $2,258.00 | $47,338 | $249,150 Land $14,480 Building $234,670 |
| 2023 | $2,071.00 | $42,948 | $226,040 Land $15,675 Building $210,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 952 Co Rd 512 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1986–2022) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | May 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 952 Co Rd 512 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
5G and 4G LTE (outdoors only)
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