952 Church St, Reading, PA 19601 Property Records

Berks County property record for 952 Church St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,194 sqft · built 1880
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Oct 2023)
Tax Bill	$1,024 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-51-85-0564`

Property Details

APN / Parcel Number

Primary APN	`5307-51-85-0564`
Alternative APNs	`14-5307-51-85-0564` `14314900` `314900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,194 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	255 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14314900
Street Address	952 CHURCH ST
City	READING
State	PA
Zip	19601-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	952 CHURCH ST, READING, PA 19601-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 31, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO FCU
Aug 22, 2018	Deed of Trust, Mortgage NEIGHBORHOOD HOUSING SERVICE
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BELLCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Oct 6, 1999 · Amount on File
Deed Document Number	202332457
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 31, 2023
Property Address	952 CHURCH ST, READING, PA 19601-1807
Document Number	0000032457
Instrument Date	Oct 24, 2023
Instrument	2023032457
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 CHURCH ST, READING, PA 19601-1807

Mortgage

Document Number	0000032458
Date	Oct 31, 2023
Instrument	2023032458

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000032459
Date	Oct 31, 2023
Instrument	2023032459

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	952 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015392
Date	May 31, 2023
Instrument	2023015392

Lender

Name	BELLCO FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	952 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028648
Date	Aug 22, 2018
Instrument	2018028648

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	952 CHURCH ST, READING, PA 19601-1807
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035244
Date	Jul 14, 2021
Instrument	2021035244

Lender

Name	BELLCO FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 15, 2031

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,024.00 (+6.56%)	$36,300 (-) Land $12,000 Building $24,300	$12,000 (-66.94%) Land $12,000
2024	$961.00 (-39.41%)	$36,300 (-) Land $12,000 Building $24,300
2023	$1,586.00 Homeowner's exemption	$36,300 Land $12,000 Building $24,300
1994			$36,300 Land $12,000 Building $24,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 939 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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