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952 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 952 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,289 sqft · built 2004
Lot Size0.201 acres (8,755 sqft)
Owner2 Individual Names on File
Last Sale$181,000 (May 2004)
Tax Bill$2,204 (2025)
Deeds & MortgagesJul 2026 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-30-0045-0001-0790

Property Details

APN / Parcel Number

Primary APN14-26-30-0045-0001-0790
Alternative APNs
  • 263014004500010790
  • 118084

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,289 sqft Living Area
Gross Area3,082 sqft
1st Floor Area2,289 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,755 sqft (0.201 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area309 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address952 CHAMBERLIN TRL
CitySAINT CLOUD
StateFL
Zip34772-7399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 2 PB 15 PG 38 LOT 79
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES PH 2
Legal Phase2
Legal Tract45
Legal Block790
Legal Lot Number79
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1021
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0045-0001-0790

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address952 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2004 · Amount on Record
Deed SaleMay 11, 2004 · Amount on Record
Deed Document Number200494336
Deed Book / Page2508 / 337
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 30, 2026
Property Address952 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7399
Document Number0000099750
Book / Page7012 / 776
Instrument DateJul 22, 2026
Instrument202699750
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address952 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7399

Mortgage

Document Number0000099750,
DateJul 30, 2026
Book Page7012/776
Instrument202699750
Lender
NameFINANCE OF AMERICA REVERSE LLC
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term992 Months
DueMar 16, 2109
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,204.00 (+6.89%) Homeowner's exemption$166,034 (+5.99%)$345,200 (-9.8%) Land $78,000 Building $267,200
2023$2,062.00 (+4.09%) Homeowner's exemption$156,656 (+3%)$382,700 (+24.21%) Land $60,000 Building $322,700
2022$1,981.00 Homeowner's exemption$152,094$308,100 Land $55,000 Building $253,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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