Anne Arundel County property record for 952 Aqua Ct, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,191 sqft · built 1980 |
| Lot Size | 0.208 acres (9,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Sep 2016) |
| Tax Bill | $4,752 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-046-90015637 |
| Primary APN | 03-046-90015637 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,191 sqft Living Area |
| Gross Area | 1,455 sqft |
| 1st Floor Area | 566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,038 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04690015637 |
|---|---|
| Street Address | 952 AQUA CT |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 231 PL 3 ATLANTIS |
| Legal Subdivision | ATLANTIS |
| Legal Block | 3 |
| Legal Lot Number | 231 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 731004 |
952 Aqua Ct is owned and occupied by two individuals who bought it in September 2016.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 952 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on File |
| Deed Sale | Sep 21, 2016 · Amount on File |
| Prior Sale | Jan 26, 2001 · Amount on File |
| Deed Book / Page | 30070 / 233 |
| Prior Transfer Date | Dec 1, 2014 |
| Prior Transfer Doc | 0280700259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 952 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0402150035 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 40215/35 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 952 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0342960107 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 34296/107 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 952 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0345940091 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 34594/91 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 952 AQUA CT, ANNAPOLIS, MD 21409-4743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0376050154 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 37605/154 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 952 Aqua Ct was $4,752 with a homeowner's exemption, up 2.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,000 (+7.79%) | $491,100 (-) Land $297,600 Building $193,500 | |
| 2025 | $4,752.00 (+2.37%) Homeowner's exemption | $424,900 | $491,100 Land $297,600 Building $193,500 |
| 2024 | $4,642.00 (+14.67%) | ||
| 2023 | $4,048.00 Homeowner's exemption | $385,067 | $391,800 Land $255,100 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 952 Aqua Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 952 Aqua Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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