9519 E 97th St N, Owasso, OK 74055 Property Records

Tulsa County property record for 9519 E 97th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,393 sqft · built 2004
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Oct 2013)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61172-13-13-52180`

Property Details

APN / Parcel Number

Primary APN	`61172-13-13-52180`
Alternative APN	`R61172131352180`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Basement Area	1,393 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,619 sqft (0.128 acres)
Garage Type	Attached
Garage Area	516 sqft
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61172131352180
Street Address	9519 E 97TH ST N
City	OWASSO
State	OK
Zip	74055-4499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 5 BLK 1
Legal Range	13E
Legal Township	21N
Legal Section	13
Legal Quarter	SE
Legal Subdivision	NEW BRUNSWICK
Legal Block	1
Legal Lot Number	5
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	5
Census Block	5001
Census Tract	5809

Owner

9519 E 97th St N is owned and occupied by an individual who bought it in October 2013.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9519 E 97TH ST N, OWASSO, OK 74055-4499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2013 · Amount on File
Deed Sale	Oct 4, 2013 · Amount on File
Prior Sale	Apr 21, 2004 · Amount on File
Deed Document Number	2013100512
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9519 E 97TH ST N, OWASSO, OK 74055-4499
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9519 E 97TH ST N, OWASSO, OK 74055-4499

Mortgage

Document Number	0000055311
Date	Jul 12, 2023
Instrument	2023055311

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	9519 E 97TH ST N, OWASSO, OK 74055-4499
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9519 E 97TH ST N, OWASSO, OK 74055-4499

Mortgage

Document Number	0000136865
Date	Nov 29, 2021
Instrument	2021136865

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	264 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 9519 E 97th St N was $1,527 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 Homeowner's exemption	$13,980 Land $1,581 Building $12,399	$214,000 Land $24,200 Building $189,800
2023	$1,433.00 (+3.24%)	$13,121 (+3.24%) Land $1,457 Building $11,664	$217,947 (+35.45%) Land $24,200 Building $193,747
2022	$1,388.00 Homeowner's exemption	$12,709 Land $1,912 Building $10,797	$160,910 Land $24,200 Building $136,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9519 E 97th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9519 E 97th St N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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