9518 Bridgewater Ct E, Frederick, MD 21701 Property Records

Frederick County property record for 9518 Bridgewater Ct E, Frederick, MD 21701 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Architecture Style	Conventional
Year Built	Built 1997
Square Footage	2,588 sqft Living Area
Lot Size	13,068 sqft (0.3 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Tax Bill	$6,692.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-295887`
Alternative APNs	`9295887` `295887`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,588 sqft Living Area
Gross Area	3,028 sqft Gross Area
1st Floor	1,524 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	416 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	295887
Street Address	9518 BRIDGEWATER CT E
City	FREDERICK
State	MD
Zip	21701-7619
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 582 PLAT 69 SEC E-1A 13,068 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RDG SEC E-1A 69
Legal Lot Number	582
Jurisdiction	FREDERICK MD
Minor Civil Division	9, NEW MARKET
Census Blockgroup	1
Census Block	1001
Census Tract	751902

Owner

Source: Frederick County records · APN 09-295887

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9518 BRIDGEWATER CT E, FREDERICK, MD 21701-7619
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2003
Deed Sale	Oct 27, 2003
Prior Sale	Nov 04, 1997 · Amount on Record
Deed Doc Number	20037984
Deed Book / Page	4207 / 714
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9518 BRIDGEWATER CT E, FREDERICK, MD 21701-7619
Transaction Type	Mortgage
Record Updated	Dec 05, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9518 BRIDGEWATER CT E, FREDERICK, MD 21701-7619

Mortgage

Document Number	0176070084
Date	Nov 18, 2025
Book Page	17607/84

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,692.00 (+18.36%)	$540,467 (+13.79%)	$608,000 (+19.99%) Land $152,000 Building $456,000
2023	$5,654.00	$474,967	$506,700 Land $152,000 Building $354,700

Flood & Wildfire

9518 Bridgewater Ct E is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.