9517 Red Apple Ln, Columbia, MD 21046 Property Records

Howard County property record for 9517 Red Apple Ln, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,464 sqft · built 1983
Lot Size	0.376 acres (16,381 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,000 (Jul 2024)
Tax Bill	$9,991 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-158224`

Property Details

APN / Parcel Number

Primary APN	`16-158224`
Alternative APN	`158224`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,464 sqft Total Area
Basement Area	858 sqft
Finished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,381 sqft (0.376 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	158224
Street Address	9517 RED APPLE LN
City	COLUMBIA
State	MD
Zip	21046-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	RED APPLE LANE 9517 RED APPLE LN VIL KINGS CONTRIV
Legal Subdivision	COLUMBIA VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	112
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit APL FCU
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 20, 2018	Grant Deed, Transfer · Conventional with PMI STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Book / Page	22426 / 191
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055

Mortgage

Document Number	0204910209
Date	Apr 28, 2021
Book Page	20491/209

Lender

Name	APL FCU
Type	Credit Union
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Mar 26, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055

Mortgage

Document Number	0197410252
Date	Sep 23, 2020
Book Page	19741/252

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 20, 2018
Property Address	9517 RED APPLE LN, COLUMBIA, MD 21046-2055
Document Number	0182340114
Book / Page	018234 / 000114
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST EQUITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9517 RED APPLE LN COLUMBIA MD 210462055, COLUMBIA, MD 21046-2055

Mortgage

Document Number	182340120
Date	Jun 20, 2018
Book Page	018234/000120

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,991.00 (+3.22%) Homeowner's exemption	$678,800 (+7.62%) Land $252,600 Building $426,200	$678,800 (-0.01%) Land $252,600 Building $426,200
2025	$9,679.00 (+66.22%) Homeowner's exemption	$630,767 (+18.01%)	$678,900 (+27.02%) Land $252,600 Building $426,300
2023		$534,500 Land $197,600 Building $336,900	$534,500 Land $197,600 Building $336,900
2022	$5,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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