9517 Liberty Rd, Frederick, MD 21701 Property Records

Frederick County property record for 9517 Liberty Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,238 sqft · built 1963
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Apr 2026)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Nov 2022 Reverse Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-298866`

Property Details

APN / Parcel Number

Primary APN	`13-298866`
Alternative APN	`298866`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	44,431 sqft
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	298866
Street Address	9517 LIBERTY RD
City	FREDERICK
State	MD
Zip	21701-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 1.02 AC S/S ROUTE 26 IN MT. PLEASANT
Legal Subdivision	MT PLEASANT
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	1
Census Block	1005
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9517 Liberty Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Frederick County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9517 LIBERTY RD, FREDERICK, MD 21701-3246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 22, 2026	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Aug 31, 1981 · Amount on File
Deed Book / Page	17827 / 321
Prior Transfer Date	Apr 20, 2026
Prior Transfer Doc	1782000321
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9517 LIBERTY RD, FREDERICK, MD 21701-3246
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9517 LIBERTY RD, FREDERICK, MD 21701-3246

Mortgage

Document Number	0162240413
Date	Nov 16, 2022
Book Page	16224/413

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	1035 Months
Due	Feb 26, 2109

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	12.5%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2026
Property Address	9517 LIBERTY RD, FREDERICK, MD 21701-3246
Document Number	1782000321
Book / Page	17827 / 321
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292,900.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9517 LIBERTY RD, FREDERICK, MD 21701-3246

Mortgage

Document Number	1782000328,
Date	Apr 22, 2026
Book Page	17827/328

Lender

Name	DIRECT MORTGAGE LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9517 Liberty Rd was $4,099, up 8.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,867 (+7.26%)	$393,800 (+21.77%) Land $200,200 Building $193,600
2025	$4,099.00 (+8.44%)	$323,400 Land $155,200 Building $168,200	$323,400 Land $155,200 Building $168,200
2024	$3,780.00 (+11.57%)
2023	$3,388.00	$276,533	$323,400 Land $155,200 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9517 Liberty Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9517 Liberty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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