9516 N 2nd St, Roscoe, IL 61073 Property Records

Winnebago County property record for 9516 N 2nd St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,397 sqft · built 1956
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Company Names on Record
Last Sale	$121,500 (Jun 2017)
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-378-001`

Property Details

APN / Parcel Number

Primary APN	`08-04-378-001`
Alternative APNs	`804378001` `112C919`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	1,397 sqft
Basement Area	1,397 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	64,033 sqft
Lot Depth	150 ft Depth
Garage Area	961 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	9516 N 2ND ST
City	ROSCOE
State	IL
Zip	61073-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 159.8 FT E PT SW 1/4 W OF C/L HWY 434.5 FT ON N LN OF TRACT PT SEC SEC: 04TWP: 045 RANGE: 002 ACRES: 1.47
Legal Tract	PT
Legal Block	4
Legal Lot Number	4
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1007
Census Tract	3805

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit STILLMAN BANCORP NA
Dec 16, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 2, 2017	Warranty Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Last Transfer Date	Aug 20, 2021
Transfer Doc	0000040934
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003440
Date	Feb 10, 2026
Instrument	2603440

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 16, 2025
Property Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Document Number	0000032514
Instrument Date	Dec 10, 2025
Instrument	2532514
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9516 N 2ND ST, ROSCOE, IL 61073-7204

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 12, 2021
Property Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Document Number	0000040934
Instrument Date	Aug 20, 2021
Instrument	2140934
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040935
Date	Nov 12, 2021
Instrument	2140935

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2017
Property Address	9516 N 2ND ST, ROSCOE, IL 61073-7204
Document Number	0001016617
Instrument Date	May 26, 2017
Instrument	1016617
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$182.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11632 S GATE RD ROSCOE IL 610737512, ROSCOE, IL 61073-7512

Mortgage

Document Number	1016618
Date	Jun 2, 2017
Instrument	1016618

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Mortgage

Document Number	1016929,
Date	Jun 2, 2017
Instrument	1016929

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Machesney Park Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,109.00 (+7.4%)	$59,494 (+9.96%) Land $13,875 Building $45,619	$178,482 (+9.96%) Land $41,625 Building $136,857
2024	$3,826.00 Homeowner's exemption	$54,105 (+23.45%) Land $12,618 Building $41,487	$162,315 (+23.45%) Land $37,854 Building $124,461
2022	Homeowner's exemption	$43,826 Land $10,221 Building $33,605	$131,478 Land $30,663 Building $100,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	101 (1978–2026)
Claims Outside the SFHA	27 of 101
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 32 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120

May also be available: Spectrum.

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