9515 Tottenham Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9515 Tottenham Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,154 sqft · built 2008
Lot Size	0.335 acres (14,620 sqft)
Owner	Individual Name on File
Last Sale	$819,536 (Jan 2008)
Tax Bill	$11,653 (2023)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-248156`

Property Details

APN / Parcel Number

Primary APN	`07-248156`
Alternative APN	`248156`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,154 sqft Total Area
Basement Area	1,412 sqft
Finished Basement	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,620 sqft (0.335 acres)
Pool Area	650 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	248156
Street Address	9515 TOTTENHAM CIR
City	FREDERICK
State	MD
Zip	21704-7384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17023 SECT M-17 14,620 SQ FT VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-17
Legal Lot Number	17023
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1008
Census Tract	752205

Owner

Source: Frederick County assessment roll, APN 07-248156, as of July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9515 TOTTENHAM CIR, FREDERICK, MD 21704-7384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2008 · Amount on Record
Deed Sale	Jan 11, 2008 · Amount on Record
Deed Document Number	080161
Deed Book / Page	6854 / 680
Record Updated	Jun 07, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9515 TOTTENHAM CIR, FREDERICK, MD 21704-7384
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9515 TOTTENHAM CIR, FREDERICK, MD 21704-7384

Mortgage

Document Number	0150830172
Date	Jul 12, 2021
Book Page	15083/172

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll as of July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,653.00 Homeowner's exemption	$876,467	$939,400 Land $204,800 Building $734,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 523 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.