9515 E Brainerd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9515 E Brainerd Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,912 sqft · built 2003
Lot Size	0.502 acres (21,868 sqft)
Owner	Company Name on Record
Last Sale	$433,146 (Feb 2025)
Tax Bill	$180 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172 031.01`

Property Details

APN / Parcel Number

Primary APN	`172 031.01`
Alternative APN	`0000150078`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,868 sqft (0.502 acres)
Lot Dimensions	154 ft deep x 142 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000150078
Old Parcel Number	172 031.01
Street Address	9515 E BRAINERD RD
City	CHATTANOOGA
State	TN
Zip	37421-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 2 IRENE WILLIAMS PB 71 PG 98 OUT OF 172-31 FOR 2003
Legal Subdivision	IRENE WILLIAMS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2020
Census Tract	11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	505 DEADERICK ST BLDG BLDG, BLDG, NASHVILLE, TN 37243-1402
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Feb 13, 2025	Warranty Deed, Transfer
Mar 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST VOLUNTEER BANK
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025 · Amount on Record
Deed Sale	Feb 13, 2025 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	0013836588
Deed Book / Page	13836 / 588
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000046
Date	Apr 18, 2023
Book Page	13265/759
Instrument	2023041800046

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 13, 2025
Property Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802
Document Number	0000000102
Book / Page	13836 / 588
Instrument Date	Feb 13, 2025
Instrument	2025021300102
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JAMES K POLK BLDG 505 DEADERICK ST BLDG 505, BLDG, NASHVILLE, TN 37243-1402
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000051
Date	Mar 2, 2017
Book Page	10987/970
Instrument	2017030200051

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Feb 23, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 10, 2021
Property Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802
Document Number	0000000253
Book / Page	12603 / 307
Map Reference	MB 71 PG 98
Instrument Date	Aug 9, 2021
Instrument	2021081000253
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802

Mortgage

Document Number	0012603309
Date	Aug 10, 2021
Instrument	12603/309

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9515 E BRAINERD RD, CHATTANOOGA, TN 37421-4802
Document Number	0000000041
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5708 LAUREL RIDGE RD CHATTANOOGA TN 374161050, CHATTANOOGA, TN 37416-1050

Mortgage

Document Number	0000000041
Date	Mar 30, 2017
Book Page	011011/000313
Instrument	41

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 29, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$180.00 (-86.5%)	$11,900 (-79.9%)	$396,900 (+67.61%) Land $105,000 Building $291,900
2023	$1,333.00	$59,200	$236,800 Land $50,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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