Calvert County property record for 9514 Howes Rd, Dunkirk, MD 20754 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1983 |
| Square Footage | 1,516 sqft Total Area |
| Lot Size | 131,116 sqft (3.01 acres) |
| Pool | 608 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $599,000 (2024) |
| Tax Bill | $4,899.00 (2025) |
| Primary APN | 03-082903 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,516 sqft Total Area |
| Basement Area | 864 sqft Basement |
| Finished Basement | 864 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 131,116 sqft (3.01 acres) |
| Pool Area | 608 sqft Pool |
| Porch Area | 1,070 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 082903 |
|---|---|
| Street Address | 9514 HOWES RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9254 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 2 DUNKIRK POND |
| Legal Subdivision | DUNKIRK POND |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-082903
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMESIDE FINANCIAL LLC |
| Feb 08, 2022 | Deed, Transfer · Veterans Administration Mortgage LOWER LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOWER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | Feb 08, 2022 · Amount on Record |
| Deed Book / Page | 6591 / 184 |
| Prior Transfer Date | Jan 14, 2021 |
| Prior Transfer Doc | 0062130090 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 03, 2026 |
| Property Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Document Number | 6941000118 |
| Book / Page | 6941 / 118 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Document Number | 6941000118, |
|---|---|
| Date | Aug 03, 2026 |
| Book Page | 6941/118 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 04, 2066 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0058220234 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 5822/234 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 08, 2022 |
| Property Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Document Number | 0062130090 |
| Book / Page | 6213 / 90 |
| Map Reference | MB ABE 227 PL 339 |
| Instrument Date | Jan 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 5381 SANDS RD # 49, 5381, LOTHIAN, MD 20711-9616 |
| Name | Verified Name |
|---|---|
| Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Document Number | 0000621395 |
|---|---|
| Date | Feb 08, 2022 |
| Instrument | 6213/95 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 9514 HOWES RD, DUNKIRK, MD 20754-9254 |
| Document Number | 0055330155 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2020 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9514 HOWES RD DUNKIRK MD 207549254, DUNKIRK, MD 20754-9254 |
| Document Number | 0055330155 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 005533/000155 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2035 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,833 (+1%) | $563,500 (+29.99%) Land $208,000 Building $355,500 | |
| 2025 | $4,899.00 (+23.81%) | $433,500 (+13.81%) Land $176,000 Building $257,500 | $433,500 (-) Land $176,000 Building $257,500 |
| 2023 | $3,957.00 | $380,900 | $433,500 Land $176,000 Building $257,500 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures