9514 Gerardia Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 9514 Gerardia Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,004 sqft · built 2005
Lot Size	0.103 acres (4,504 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Dec 2024)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`21372503780000`

Property Details

APN / Parcel Number

Primary APN	`21372503780000`
Alternative APNs	`372503780000` `01034412`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,004 sqft Finished Area
Basement Area	2,079 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,504 sqft (0.103 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Patio Area	502 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01034412
Street Address	9514 GERARDIA LN
City	PROSPECT
State	KY
Zip	40059-7534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PVD-PLANNED VILLAGE DEV
Legal Description	LOT 378 NORTON COMMONS SUBDIVISION, SEC. B, PH. 1 PB.50 PG.72, 3-16-2005 0.1034 AC+/- OFF BLK 3457 LOT 7
Legal Subdivision	NORTON COMMONS SUBDIVISION
Legal Phase	1
Legal Block	3457
Legal Lot Number	7,37837
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3051
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9514 GERARDIA LN, PROSPECT, KY 40059-7534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	0012973127
Deed Book / Page	12973 / 127
Record Updated	Jun 8, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 6, 2017
Property Address	9514 GERARDIA LN, PROSPECT, KY 40059-7534
Document Number	0109250684
Book / Page	010925 / 000684
Instrument Date	Jun 30, 2017
Instrument	150453
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$512.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9514 GERARDIA LN PROSPECT KY 400597534, PROSPECT, KY 40059-7534

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,101.00 (+22.54%) Homeowner's exemption	$775,000 (+25.55%) Land $112,600 Building $662,400
2024			$775,000 (+25.55%) Land $112,600 Building $662,400
2023	$6,611.00 (-1.36%) Homeowner's exemption	$617,270 (-) Land $112,600 Building $504,670	$617,270 (-) Land $112,600 Building $504,670
2022	$6,702.00 Homeowner's exemption	$617,270 Land $112,600 Building $504,670	$617,270 Land $112,600 Building $504,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20