9514 Flatrock Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 9514 Flatrock Dr, Dayton, OH 45458

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,461 sqft · built 2019
Lot Size0.335 acres (14,623 sqft)
OwnerIndividual Name on File
Last Sale$555,000 (Feb 2022)
Tax Bill$12,248 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNO67 22344 0146

Property Details

APN / Parcel Number

Primary APNO67 22344 0146

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,461 sqft Living Area
1st Floor Area2,461 sqft
Basement Area1,950 sqft
Finished Basement1,950 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2019
Architectural StyleModern
Exterior MaterialBrick
Lot Area14,623 sqft (0.335 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area301 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9514 FLATROCK DR
CityDAYTON
StateOH
Zip45458-7527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30 WYNSTONE SECTION 2
Legal SubdivisionWYNSTONE SEC 2
JurisdictionMONTGOMERY OH
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract40306

Owner

9514 Flatrock Dr is owned and occupied by an individual who bought it in February 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9514 FLATROCK DR, DAYTON, OH 45458-7527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Aug 31, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
M/L FIN'L LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleAug 31, 2020 · Amount on File
Deed Document Number2022-00012154
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateFeb 22, 2022
Property Address9514 FLATROCK DR, DAYTON, OH 45458-7527
Document Number0000012154
Map ReferenceMB 230 PG 43&43A
Instrument DateFeb 4, 2022
Instrument2022-00012154
Transaction TypeTransfer
Record UpdatedMar 10, 2022
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address9514 FLATROCK DR, WASHINGTON TOWNSHIP, OH 45458-7527

Mortgage

Document Number0000012155
DateFeb 22, 2022
Instrument2022-00012155
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY OH
Recording DateAug 31, 2020
Property Address9514 FLATROCK DR, DAYTON, OH 45458-7527
Document Number0000051439
Instrument DateJul 27, 2020
Instrument51439
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 1, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,410.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9514 FLATROCK DR MOUNT MORRIS MI 48458, MOUNT MORRIS, MI 48458

Mortgage

Document Number51440
DateAug 31, 2020
Instrument51440
Lender
NameM/L FIN'L LLC
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 30, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionWashington Township
Unified School DistrictCenterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,460 Land $22,520 Building $180,940
2024$12,248.00 (+7.5%)
2023$11,394.00 (-17.3%) Homeowner's exemption$203,460 (+17.27%) Land $22,520 Building $180,940$581,310 Land $64,350 Building $516,960
2022$13,777.00$173,490 Land $19,250 Building $154,240
2020$495,690 Land $55,000 Building $440,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9514 Flatrock Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9514 Flatrock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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