95112 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95112 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,506 sqft · built 1979
Lot Size	0.09 acres (3,960 sqft)
Owner	Company Name on File
Last Sale	$545,000 (Jun 2020)
Tax Bill	$13,815 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0402-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0402-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,506 sqft Heated Area
Gross Area	1,980 sqft
1st Floor Area	576 sqft
Upper Floors Area	892 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Single

Exterior

Year Built	Built 1979
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,960 sqft (0.09 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	144 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	95112 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSF-1
Legal Description	LOT 402 THE SANDPIPER #1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER #1
Legal Lot Number	402
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2039
Census Tract	50203

Owner

95112 Sandpiper Loop, a townhouse, is owned by a company that acquired it in March 2023.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2116 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	0023641624
Deed Book / Page	002364 / 001624
Last Transfer Date	Mar 17, 2023
Transfer Doc	0026260072
Record Updated	Jun 8, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 17, 2023
Property Address	95112 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0026260072
Book / Page	2626 / 72
Map Reference	MB 4 PG 78&79
Instrument Date	Mar 16, 2023
Instrument	202345007846
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8771

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 1, 2020
Property Address	95112 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0023641624
Book / Page	002364 / 001624
Instrument Date	May 29, 2020
Instrument	45016299
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2116 SANDY POINT LN MOUNT PLEASANT SC 294668771, MOUNT PLEASANT, SC 29466-8771

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 26, 2018
Property Address	95112 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214
Document Number	0022131710
Book / Page	2213 / 1710
Map Reference	MB4 PG78&79
Instrument Date	Jul 25, 2018
Instrument	201823300
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4324 BRYN MAWR DR, 4324, DALLAS, TX 75225-6740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95112 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6214

Mortgage

Document Number	0201823301
Date	Jul 26, 2018
Instrument	201823301

Lender

Name	JET HOMELOANS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 95112 Sandpiper Loop was $13,815, up 4.2% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,815.00 (+4.19%)	$888,714 (+6.09%) Land $725,000 Building $163,714	$888,714 (+6.09%) Land $725,000 Building $163,714
2024	$13,260.00 (+44.98%)	$837,663 (+26.2%) Land $675,000 Building $162,663	$837,663 (+26.2%) Land $675,000 Building $162,663
2023	$9,146.00 (+21.49%)	$663,761 (+18.11%) Land $500,000 Building $163,761	$663,761 (+18.11%) Land $500,000 Building $163,761
2022	$7,528.00	$561,983 Land $400,000 Building $161,983	$561,983 Land $400,000 Building $161,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95112 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95112 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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