9511 E 109th Dr, Commerce City (Henderson), CO 80640 Property Records

Adams County property record for 9511 E 109th Dr, Commerce City, CO 80640

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,464 sqft · built 2006
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2018)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0138972`

Property Details

APN / Parcel Number

Primary APN	`R0138972`
Alternative APNs	`0172110103005` `172110103005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	612 sqft
2nd Floor Area	852 sqft
Basement Area	612 sqft
Finished Basement	245 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0138972
Old Parcel Number	172110103005
Street Address	9511 E 109TH DR
City	COMMERCE CITY
State	CO
Zip	80640-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:BELLE CREEK FILING NO 2 BLK:8 LOT:6
Legal Range	67W
Legal Township	02S
Legal Section	10
Legal Quarter	NE
Legal Subdivision	BELLE CREEK
Legal Block	8
Legal Lot Number	6
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1021
Census Tract	8535

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 1, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2017	Intrafamily Transfer, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Jun 23, 2017
Deed Document Number	2018000017160
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566

Mortgage

Document Number	0000069073
Date	Aug 16, 2022
Instrument	2022000069073

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013023
Date	Feb 22, 2019
Instrument	2019000013023

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090132
Date	Oct 21, 2019
Instrument	2019000090132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035560
Date	Mar 24, 2021
Instrument	2021000035560

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 1, 2018
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Document Number	0000017160
Instrument Date	Feb 26, 2018
Instrument	2018000017160
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566

Mortgage

Document Number	0000017161
Date	Mar 1, 2018
Instrument	2018000017161

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Jun 23, 2017
Property Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566
Document Number	0000054069
Instrument Date	Jun 16, 2017
Instrument	2017000054069
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9511 E 109TH DR, COMMERCE CITY, CO 80640-7566

Mortgage

Document Number	0000054070
Date	Jun 23, 2017
Instrument	2017000054070

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00 (-38.24%)	$30,560 (-9.29%) Land $6,250 Building $24,310	$489,000 (-1.81%) Land $100,000 Building $389,000
2023	$5,680.00 (+3.8%)	$33,690 (+4.79%) Land $6,430 Building $27,260	$498,000 (+7.7%) Land $95,000 Building $403,000
2022	$5,472.00	$32,150 Land $12,520 Building $19,630	$462,398 Land $180,000 Building $282,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Aerux Broadband, Verizon.

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