9510 40th Pl NE, Saint Michael, MN 55376 Property Records

Wright County property record for 9510 40th Pl NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,112 sqft · built 2003
Lot Size	0.271 acres (11,804 sqft)
Owner	2 Individual Names on File
Last Sale	$213,900 (Jul 2015)
Tax Bill	$3,840 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-106-002210`

Property Details

APN / Parcel Number

Primary APN	`114-106-002210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,804 sqft (0.271 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	144 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9510 40TH PL NE
City	SAINT MICHAEL
State	MN
Zip	55376-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-120 RANGE-024 ROYAL MEADOWS 5TH ADDN LOT-021 BLOCK-002 CK-002
Legal Range	024
Legal Township	120
Legal Section	10
Legal Subdivision	ROYAL MEADOWS 5TH ADDN
Legal Block	2
Legal Lot Number	21
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1034
Census Tract	100804

Owner

9510 40th Pl NE is owned and occupied by two individuals who bought it in July 2015.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9510 40TH PL NE, SAINT MICHAEL, MN 55376-3051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2015 · Amount on File
Deed Sale	Jul 9, 2015 · Amount on File
Prior Sale	Oct 22, 2003 · Amount on File
Deed Document Number	2015375400
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	9510 40TH PL NE, SAINT MICHAEL, MN 55376-3051
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1504524
Date	Apr 19, 2022
Instrument	A1504524

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	9510 40TH PL NE, SAINT MICHAEL, MN 55376-3051
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9510 40TH PL NE, SAINT MICHAEL, MN 55376-3051

Mortgage

Document Number	0001465631
Date	Apr 7, 2021
Instrument	1465631

Lender

Name	US BANK NA
Type	Bank
Address	75815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 9510 40th Pl NE was $3,840.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,840.00	$345,200 (+1.92%) Land $90,000 Building $255,200	$345,200 (+1.92%) Land $90,000 Building $255,200
2025		$338,700 Land $92,000 Building $246,700	$338,700 Land $92,000 Building $246,700
2023	$3,692.00 (+3.59%)	$349,300 Land $105,900 Building $243,400	$349,300 Land $105,900 Building $243,400
2022	$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9510 40th Pl NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9510 40th Pl NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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