951 Willard St, Gary, IN 46404 Property Records

Lake County property record for 951 Willard St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,646 sqft · built 1962
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on Record
Last Sale	$243,959 (Sep 2025)
Tax Bill	$466 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-43-0179-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-43-0179-0018`
Alternative APNs	`45-08-07-129-002.000-004` `254301790018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,790 sqft (0.087 acres)
Lot Dimensions	126 ft deep x 30 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	951 WILLARD ST
City	GARY
State	IN
Zip	46404-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY HEIGHTS L.18 BL.27
Legal Subdivision	GARY HEIGHTS
Legal Block	27
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2003
Census Tract	11000

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	951 WILLARD ST, GARY, IN 46404-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Limited Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jun 9, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2023	Public Action, Foreclosure
Jan 11, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Jun 9, 2023
Deed Document Number	2025536441
Prior Transfer Date	Feb 13, 2023
Prior Transfer Doc	0000010376
Record Updated	Sep 20, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 23, 2025
Property Address	951 WILLARD ST, GARY, IN 46404-1721
Document Number	0000036441
Map Reference	MB 20 PG 13
Instrument Date	Sep 15, 2025
Instrument	2025-536441
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 WILLARD ST, GARY, IN 46404-1721

Mortgage

Document Number	0000036442
Date	Sep 23, 2025
Instrument	2025-536442

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 9, 2023
Property Address	951 WILLARD ST, GARY, IN 46404-1721
Document Number	0000015120
Map Reference	MB 20 PG 13
Instrument Date	Jun 7, 2023
Instrument	2023-015120
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2366 ROOSEVELT PL, GARY, IN 46404-3338

April 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Apr 12, 2023
Property Address	951 WILLARD ST, GARY, IN 46404-1721
Document Number	0000010376
Instrument Date	Mar 29, 2023
Instrument	2023-010376
Transaction Type	Foreclosure
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 MITCHELL ST, PORTAGE, IN 46368-1594

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Jan 11, 2023
Property Address	951 WILLARD ST, GARY, IN 46404-1721
Document Number	0000000761
Instrument Date	Nov 3, 2022
Instrument	2023-000761
Transaction Type	Foreclosure
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3071 MITCHELL ST, PORTAGE, IN 46368

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,600 (+14%) Land $7,200 Building $26,400	$33,600 (+14%) Land $7,200 Building $26,400
2024	$466.00 (-98.09%)	$14,000 (+3.7%) Land $6,800 Building $7,200	$14,000 (+3.7%) Land $6,800 Building $7,200
2023		$13,500 (-71.4%) Land $6,800 Building $6,700	$13,500 (-71.4%) Land $6,800 Building $6,700
2022	$24,419.00 (+437.15%)	$47,200 Land $3,600 Building $43,600	$47,200 Land $3,600 Building $43,600
2021	$4,546.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

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