951 Water St, Springfield, OR 97477 Property Records

Lane County property record for 951 Water St, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,584 sqft · built 1952
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Feb 2020)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-35-22-08900-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-35-22-08900-000`
Alternative APNs	`1703352208900` `0309367`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1978
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	0309367
Street Address	951 WATER ST
City	SPRINGFIELD
State	OR
Zip	97477-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 08900
Legal Range	03
Legal Township	17
Legal Section	35
Legal Subdivision	EMERALD HEIGHTS ADDITION TO SPRINGFIELD
Legal Block	11
Legal Lot Number	8900
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3014
Census Tract	3202

Owner

951 Water St is owned and occupied by two individuals who bought it in February 2020.

Source: Lane County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 4, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 28, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Nov 19, 2018	Trustee's Deed, Foreclosure
Jul 13, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	20205590
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0000053606
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Transaction Type	Mortgage
Record Updated	Apr 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 WATER ST, SPRINGFIELD, OR 97477-3776

Mortgage

Document Number	0000009320
Date	Mar 25, 2026
Instrument	2026-009320

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 WATER ST, SPRINGFIELD, OR 97477-3776

Mortgage

Document Number	0000048146
Date	Jul 21, 2021
Instrument	2021-048146

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Feb 4, 2020
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Document Number	0000005590
Map Reference	MB 4 PG 14
Instrument Date	Feb 3, 2020
Instrument	2020-005590
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	951 WATER ST, SPRINGFIELD, OR 97477-3776

Mortgage

Document Number	0000005591
Date	Feb 4, 2020
Instrument	2020-005591

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Dec 28, 2018
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Document Number	0000059474
Instrument Date	Dec 14, 2018
Instrument	59474
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35643 CAMP CREEK RD SPRINGFIELD OR 974788222, SPRINGFIELD, OR 97478-8222

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Nov 19, 2018
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Document Number	0000053606
Instrument Date	Oct 30, 2018
Instrument	53606
Transaction Type	Foreclosure
Record Updated	Nov 29, 2018

Transaction

Amount	Amount on Record
Tax	$99.12
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	951 WATER ST SPRINGFIELD OR 974773776, SPRINGFIELD, OR 97477-3776
Investor	Possibly a Property Investor

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANE OR
Recording Date	Jul 13, 2018
Property Address	951 WATER ST, SPRINGFIELD, OR 97477-3776
Document Number	0000032796
Instrument Date	Mar 15, 2018
Instrument	32796
Transaction Type	Foreclosure
Record Updated	Jul 25, 2018

Transaction

Amount	Amount on Record
Tax	$99.12
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2025 property tax bill for 951 Water St was $3,250.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00	$177,255	$397,856 Land $113,812 Building $284,044
2023	$3,061.00 (+3.38%)	$167,081 (+3%)	$385,473 (+9.34%) Land $88,925 Building $296,548
2022	$2,961.00	$162,215	$352,544 Land $88,925 Building $263,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: AT&T, Hunter Communications, T-Mobile, Verizon.

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