951 Union Rd, Xenia, OH 45385 Property Records

Greene County property record for 951 Union Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 1991
Lot Size	10.7 acres (466,179 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Jul 2022)
Tax Bill	$4,991 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M362032084`

Property Details

APN / Parcel Number

Primary APN	`M362032084`
Alternative APN	`M36-0002-0032.0-0084.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	466,179 sqft (10.7 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	951 UNION RD
City	XENIA
State	OH
Zip	45385-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS 2242 W SD 951 UNION RD
Legal Subdivision	MILITARY SURVEY #2242
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	4
Census Block	4011
Census Tract	240302

Owner

Source: Greene County records · APN M362032084

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	951 UNION RD, XENIA, OH 45385-7213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jul 15, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jan 04, 1990 · Amount on Record
Deed Document Number	202213624
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	0000014733
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	951 UNION RD, XENIA, OH 45385-7213
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004111
Date	Apr 02, 2024
Instrument	2024004111

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 25, 2049

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE OH
Recording Date	Jul 15, 2022
Property Address	951 UNION RD, XENIA, OH 45385-7213
Document Number	0000013624
Instrument Date	Jun 30, 2022
Instrument	2022013624
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	951 UNION RD, XENIA, OH 45385-7213

Mortgage

Document Number	0000013625
Date	Jul 15, 2022
Instrument	2022013625

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Greene County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Xenia Township
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,991.00 (-4.75%)	$109,630 (-) Land $47,340 Building $62,290
2024	$5,240.00 (-0.53%)	$109,630 (-) Land $47,340 Building $62,290
2023	$5,268.00 (+30.27%)	$109,630 (+29.97%) Land $47,340 Building $62,290	$313,220 (+29.98%) Land $135,260 Building $177,960
2022	$4,044.00	$84,350 Land $41,170 Building $43,180
2020			$240,980 Land $117,620 Building $123,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 28, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	Aug 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

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