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951 State Rd 26, Melrose, FL 32666 Property Records

Putnam County property record for 951 State Rd 26, Melrose, FL 32666

Property Summary

Property TypeSingle Family Home
Details3,184 sqft · built 2004
Lot Size14.9 acres (652,529 sqft)
Owner2 Individual Names on Record
Last Sale$392,000 (Aug 2018)
Tax Bill$3,988 (2025)
Deeds & MortgagesJun 2025 Second Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN02-09-23-0000-0360-0010

Property Details

APN / Parcel Number

Primary APN02-09-23-0000-0360-0010
Alternative APN
  • 70755

Interior

Plumbing Fixtures6 Plumbing Fixtures
Building Area3,184 sqft Living Area
Gross Area784 sqft
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Lot Area652,529 sqft (14.9 acres)
PorchPorch
Porch Area342 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number70755
Street Address951 STATE ROAD 26
CityMELROSE
StateFL
Zip32666-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF SE1/4 OF SE1/4 OR86 P527
Legal Range23E
Legal Township09S
Legal Section02
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2001
Census Tract950300

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address951 STATE ROAD 26, MELROSE, FL 32666-3141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KIND LENDING LLC
Oct 12, 2020Deed of Trust, Mortgage · VA Mortgage
SOVEREIGN LENDING GROUP INC
Aug 15, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Prior SaleNov 5, 2001 · Amount on Record
Deed Document Number201815113
Deed Book / Page1515 / 1772
Prior Transfer DateFeb 25, 2006
Prior Transfer Doc0010830968
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address951 STATE ROAD 26, MELROSE, FL 32666-3141
Transaction TypeMortgage
Record UpdatedJan 13, 2026
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 STATE ROAD 26, MELROSE, FL 32666-3141

Mortgage

Document Number0018181875
DateJun 30, 2025
Book Page1818/1875
Instrument202554018098
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2045

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address951 STATE ROAD 26, MELROSE, FL 32666-3141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 STATE ROAD 26, MELROSE, FL 32666-3141

Mortgage

Document Number0015921040
DateOct 12, 2020
Book Page1592/1040
Instrument202054018185
Lender
NameSOVEREIGN LENDING GROUP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term299 Months
DueSep 1, 2045

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateAug 15, 2018
Property Address951 STATE ROAD 26, MELROSE, FL 32666-3141
Document Number0015151772
Book / Page001515 / 001772
Instrument DateAug 13, 2018
Instrument54015113
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyGULLET TITLE/INTERLACHEN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,744.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address951 STATE ROAD 26 MELROSE FL 326663141, MELROSE, FL 32666-3141

Mortgage

Document Number15151774
DateAug 15, 2018
Book Page001515/001774
Instrument54015114
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2033

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,988.00 (+12.72%) Homeowner's exemption Veteran's exemption$244,490 (+5.99%)$505,320 (-5.61%) Land $73,620 Building $431,700
2023$3,538.00 (+5.02%) Senior Citizen's exemption$230,680 (+3%)$535,370 (+20.09%) Land $73,620 Building $461,750
2022$3,369.00 Senior Citizen's exemption$223,970$445,800 Land $54,120 Building $391,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation96.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3

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