951 Spring St, Covington, KY 41016 Property Records

Kenton County property record for 951 Spring St, Covington, KY 41016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,035 sqft Finished Area
Lot Size3,485 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2017)
Tax Bill$1,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-30-00-164.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,035 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialCombination Exterior
Lot Area3,485 sqft (0.08 acres)
Depth X Width100 ft x 33 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address951 SPRING ST
CityCOVINGTON
StateKY
Zip41016-1654
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJAMIESON PT LOTS 11-12
Legal SubdivisionJAMIESON
Legal Lot Number11,12
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4001
Census Tract63800

Owner

Source: Kenton County records · APN 040-30-00-164.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address951 SPRING ST, COVINGTON, KY 41016-1654
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Oct 29, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Aug 18, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jul 31, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 27, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2017 · Amount on Record
Deed SaleNov 27, 2017 · Amount on Record
Prior SaleMar 13, 2012 · Amount on Record
Deed Doc Number201711 27 059 00013
Deed Book / Page6301 / 13
Prior Transfer DateFeb 10, 2006
Prior Transfer Doc0005900266
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 13, 2026
Property Address951 SPRING ST, COVINGTON, KY 41016-1654
Document Number0000009922
Book / Page430 / 519
Instrument DateMar 20, 2026
Instrument20269922
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBLYTHE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SPRING ST, COVINGTON, KY 41016-1654

Mortgage

Document Number0000009922,
DateMay 13, 2026
Book Page430/519
Instrument20269922
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2056
Interest
Rate6.01%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address951 SPRING ST, COVINGTON, KY 41016-1654
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SPRING ST, COVINGTON, KY 41016-1654

Mortgage

Document Number0005900186
DateOct 29, 2025
Book PageKCM 701/732
Instrument25102905900186
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address951 SPRING ST, COVINGTON, KY 41016-1654
Transaction TypeMortgage
Record UpdatedSep 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SPRING ST, COVINGTON, KY 41016-1654

Mortgage

Document Number0005900166
DateAug 18, 2023
Book PageKCM 485/560
Instrument23081805900166
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 17, 2043

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 31, 2018
Property Address951 SPRING ST, COVINGTON, KY 41016-1654
Document Number0000000150
Book / Page0C6465 / 000337
Instrument DateMay 09, 2018
Instrument150
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SPRING ST COVINGTON KY 410161654, COVINGTON, KY 41016-1654

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 27, 2017
Property Address951 SPRING ST, COVINGTON, KY 41016-1654
Document Number0000000173
Book / Page0C6301 / 000013
Instrument DateNov 17, 2017
Instrument173
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$95.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address951 SPRING ST COVINGTON KY 410161654, COVINGTON, KY 41016-1654

Mortgage

Document Number174
DateNov 27, 2017
Book Page0C6301/000015
Instrument174
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,258.00 (-0.55%)$95,000 (-) Land $5,000 Building $90,000$95,000 (-) Land $5,000 Building $90,000
2023$1,265.00$95,000 Land $5,000 Building $90,000$95,000 Land $5,000 Building $90,000

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