Seminole County property record for 951 Silverton Loop, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,458 sqft · built 1988 |
| Lot Size | 0.237 acres (10,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,700 (Aug 2012) |
| Tax Bill | $2,804 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-20-30-504-0000-0650 |
| Primary APN | 19-20-30-504-0000-0650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 2,236 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,314 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Florida Room |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 951 SILVERTON LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 65 SILVER LAKES W AT THE CROSSINGS U 2 PB 35 PGS 53 & 54 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 19 |
| Legal Subdivision | SILVER LAKES WEST AT THE CROSSINGS UNIT |
| Legal Tract | 504 |
| Legal Lot Number | 65 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20810 |
Source: Seminole County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jun 2, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Mar 15, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2012 · Amount on Record |
| Deed Sale | Aug 1, 2012 · Amount on Record |
| Prior Sale | Nov 1, 2002 · Amount on Record |
| Deed Book / Page | 7849 / 1496 |
| Transfer Doc | 4634001388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Document Number | 0000054210 |
| Book / Page | 11048 / 808 |
| Instrument Date | May 23, 2026 |
| Instrument | 202654210 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Document Number | 0000054210, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 11048/808 |
| Instrument | 202654210 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 898 Months |
| Due | Apr 25, 2101 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Document Number | 0000054209 |
| Book / Page | 11048 / 790 |
| Instrument Date | May 23, 2026 |
| Instrument | 202654209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Estate, 156 |
| Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Document Number | 0000054209, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 11048/790 |
| Instrument | 202654209 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 898 Months |
| Due | Apr 25, 2101 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Document Number | 0104051135 |
| Book / Page | 10405 / 1135 |
| Map Reference | MB 35 PG 53&54 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023023413 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 951 SILVERTON LOOP, LAKE MARY, FL 32746-4902 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,804.00 (+10.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $239,170 (+5.99%) | $431,906 (+3.7%) Land $100,000 Building $331,906 |
| 2023 | $2,534.00 (+0.56%) Homeowner's exemption | $225,660 (+3%) | $416,479 (+9.65%) Land $100,000 Building $316,479 |
| 2022 | $2,520.00 Homeowner's exemption | $219,087 | $379,814 Land $88,000 Building $291,814 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHEAST serves 19,925 people · EPA ID FL3590473 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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