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951 Sapling Dr, Naples, FL 34120 Property Records

Collier County property record for 951 Sapling Dr, Naples, FL 34120 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1995
Square Footage1,884 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
Pool392 sqft
OccupancyOwner Occupied
Last Sale$345,000 (2021)
Tax Bill$5,581.00 (2025)

Property Details

APN / Parcel Number

Primary APN529600 683C23
Alternative APNs
  • 64701126368123257683
  • 64701126368

Interior

Building Area1,884 sqft Living Area
Gross Area2,220 sqft Gross Area
1st Floor1,884 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Lot Area11,326 sqft (0.26 acres)
Depth X Width157 ft x 71 ft Depth x Width
Pool Area392 sqft Pool
Deck Area162 sqft Deck
PorchEnclosed Porch

Location & Zoning

Account Number529600 683C23
Old Parcel Number64701126368123257683
Street Address951 SAPLING DR
CityNAPLES
StateFL
Zip34120-1444
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORANGE TREE UNIT FOUR, CITRUS GREENS SECTION, PH 2-A LOT 68
Legal Range27
Legal Township48
Legal Section23
Legal SubdivisionORANGE TREE # 4 CITRUS GREENS SEC PH 2A
Legal Phase2
Legal Tract529600
Legal Lot Number68
JurisdictionCOLLIER FL
Minor Civil DivisionIMMOKALEE
Census Blockgroup2
Census Block2006
Census Tract11212

Owner

Source: Collier County records · APN 529600 683C23

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address951 SAPLING DR, NAPLES, FL 34120-1444
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
AIM CU
Feb 16, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 25, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDFIRST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleMay 03, 2016 · Amount on Record
Deed Doc Number6002443
Deed Book / Page5893 / 269
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address951 SAPLING DR, NAPLES, FL 34120-1444
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanyNAPLES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SAPLING DR, NAPLES, FL 34120-1444

Mortgage

Document Number0065201196
DateOct 24, 2025
Book Page6520/1196
Instrument6745034
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address951 SAPLING DR, NAPLES, FL 34120-1444
Transaction TypeMortgage
Record UpdatedSep 07, 2023
Title CompanyNAPLES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SAPLING DR, NAPLES, FL 34120-1444

Mortgage

Document Number0062821880
DateAug 28, 2023
Book Page6282/1880
Instrument6446519
Lender
NameAIM CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 16, 2021
Property Address951 SAPLING DR, NAPLES, FL 34120-1444
Document Number0058930269
Book / Page5893 / 269
Map ReferenceMB 14 PG 124&125
Instrument DateFeb 11, 2021
Instrument6002443
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9093 GERVAIS CIR APT 1904, 9093, NAPLES, FL 34120-4863

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SAPLING DR, NAPLES, FL 34120-1444

Mortgage

Document Number0005893271
DateFeb 16, 2021
Instrument5893/271
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLLIER FL
Property Address951 SAPLING DR, NAPLES, FL 34120-1444
Document Number0056143707
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address951 SAPLING DR NAPLES FL 341201444, NAPLES, FL 34120-1444

Mortgage

Document Number0056143707
DateApr 04, 2019
Book Page005614/003707
Instrument5693635
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 03, 2049
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,581.00 (-2.8%)$430,411 (-0.78%) Land $193,319 Building $237,092$430,411 (-0.78%) Land $193,319 Building $237,092
2023$5,742.00 (-3.17%)$433,776 (+1.44%) Land $195,149 Building $238,627$433,776 (+1.44%) Land $195,149 Building $238,627
2022$5,930.00$427,631 Land $172,890 Building $254,741$427,631 Land $172,890 Building $254,741

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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