951 Rustic Ln, Pensacola, FL 32506 Property Records

Escambia County property record for 951 Rustic Ln, Pensacola, FL 32506

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,120 sqft · built 1950
Lot Size1.9 acres (82,764 sqft)
Owner2 Individual Names on File
Tax Bill$946 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN24-2S-31-2401-008-001

Property Details

APN / Parcel Number

Primary APN24-2S-31-2401-008-001
Alternative APNs
  • 094562801
  • 94562801

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Adjusted Area
1st Floor Area560 sqft
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1950
Exterior MaterialSiding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area82,764 sqft (1.9 acres)
Garage TypeCarport
Garage Area1,360 sqft
CarportCarport
Parking Spaces5 Parking Spaces
Patio Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Account Number94562801
Old Parcel Number094562801
Street Address951 RUSTIC LN
CityPENSACOLA
StateFL
Zip32506-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionBEG AT SW COR OF SE 1/4 OF NW 1/4 N 01 DEG 13 MIN 12 SEC W ALG W LI OF SD SE 1/4 435 60/100 FT FOR POB CONT ALG SAME COURSE
Legal Range31W
Legal Township02S
Legal Section24
Legal SubdivisionSUBDIVISION NUMBER: 2401
Legal Block1
Legal Lot Number8
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1024
Census Tract2701

Owner

951 Rustic Ln is owned by two individuals who acquired it in June 1982.

Source: Escambia County records, as of December 17, 2025

Owner of Record2 Individual Names on File
Mailing Address202 CHASEVILLE ST, PENSACOLA, FL 32507-1313
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 1982
Deed SaleJun 1, 1982
Deed Document Number0001650257
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address951 RUSTIC LN, PENSACOLA, FL 32506-9522
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 36127, PENSACOLA, FL 32516-6127

Mortgage

Document Number0084171374
DateDec 7, 2020
Book Page8417/1374
Instrument2020105897
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term179 Months
DueNov 9, 2035

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,364$76,747 Land $28,880 Building $47,867
2024$946.00 (+9.11%)
2023$867.00 (+5.99%)$50,715 (-16.08%)$64,238 (+6.3%) Land $28,880 Building $35,358
2022$818.00$60,430$60,430 Land $28,880 Building $31,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 Rustic Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 228 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies228 in force
Nearby Flood Claims144 (1987–2023)
Claims Outside the SFHA45 of 144
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 45 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 26 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Rustic Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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