951 Ridgewood Cir, Argyle, TX 76226 Property Records

Denton County property record for 951 Ridgewood Cir, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1985
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2015)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R28306 312646`

Property Details

APN / Parcel Number

Primary APN	`R28306 312646`
Alternative APNs	`SD0302A-00000A-0000-0013-0000` `SD0302A-00000A-0000-0013` `R28306` `906181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	2,062 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	77,537 sqft
Lot Dimensions	1 ft deep x 77,537 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	654 sqft
Storage Building	196 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	951 RIDGEWOOD CIR
City	ARGYLE
State	TX
Zip	76226-8235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD ACRES BLK A LOT 13 ACRES 1.78
Legal Subdivision	STONEWOOD ACRES
Legal Block	A
Legal Lot Number	13
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1013
Census Tract	20315

Owner

951 Ridgewood Cir is owned and occupied by two individuals who bought it in August 2015.

Source: Denton County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 RIDGEWOOD CIR, ARGYLE, TX 76226-8235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2015 · Amount on File
Deed Sale	Aug 4, 2015 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	201588902
Prior Transfer Date	Jul 29, 2015
Prior Transfer Doc	0000088902
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	951 RIDGEWOOD CIR, ARGYLE, TX 76226-8235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133790
Date	Aug 31, 2020
Instrument	2020-133790

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 951 Ridgewood Cir was $6,413 with exemptions applied, down 13.9% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bartonville Town
County	Denton County
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,788 (+9.98%) Land $534,000 Building $258,647	$792,647 (+2.53%) Land $534,000 Building $258,647
2025	$6,413.00 (-13.86%) Homeowner's exemption Senior Citizen's exemption	$589,922 Land $319,003 Building $454,076	$773,079 Land $319,003 Building $454,076
2024	$7,445.00 (+12.12%)
2023	$6,640.00 (-12.13%) Homeowner's exemption	$547,836 Land $143,705 Building $404,131	$547,836 Land $143,705 Building $404,131
2022	$7,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 Ridgewood Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Ridgewood Cir is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS TIMBERS WSC serves 8,751 people · EPA ID TX0610020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20