Kershaw County property record for 951 Ridgeway Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 3,816 sqft |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,250 (Feb 2018) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-14-00-005 |
| Primary APN | 296-14-00-005 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,816 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 272 sqft |
| Deck Area | 80 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 12223 |
|---|---|
| Street Address | 951 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 2015-279 162-052 IV-1550 CHNG NAME SPELLED WRONG |
| Legal Subdivision | PLAT PREPARED FOR WANDA E JACKSON |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970402 |
Source: Kershaw County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 951 RIDGEWAY RD, LUGOFF, SC 29078-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 7, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on Record |
| Deed Sale | Feb 7, 2018 · Amount on Record |
| Prior Sale | May 25, 2011 |
| Deed Document Number | 2018949 |
| Deed Book / Page | 3814 / 232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 951 RIDGEWAY RD, LUGOFF, SC 29078-9101 |
| Document Number | 0000000750 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 951 RIDGEWAY RD LUGOFF SC 290789101, LUGOFF, SC 29078-9101 |
| Document Number | 0000000750 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 004392/000122 |
| Instrument | 750 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 7, 2018 |
| Property Address | 951 RIDGEWAY RD, LUGOFF, SC 29078-9101 |
| Document Number | 0000000949 |
| Book / Page | 003814 / 000232 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 949 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $796.42 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 951 RIDGEWAY RD LUGOFF SC 290789101, LUGOFF, SC 29078-9101 |
| Document Number | 950 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 003814/000236 |
| Instrument | 950 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2048 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (-0.48%) | $219,400 (-) Land $20,000 Building $199,400 | $219,400 (-) |
| 2023 | $1,250.00 | $219,400 Land $20,000 Building $199,400 | $219,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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