951 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 951 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Jun 2021)
Tax Bill	$12,003 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`523-021-006-3`

Property Details

APN / Parcel Number

Primary APN	`523-021-006-3`
Alternative APN	`523-021-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	951 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICH BLVD LOT 19 BLK 10
Legal Subdivision	EAST RICHMOND BLVD
Legal Block	10
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jan 10, 2002 · Amount on Record
Deed Document Number	2021178514
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000076612
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 21, 2021
Property Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Document Number	0000178514
Map Reference	MB 1 PG 19
Instrument Date	Jun 17, 2021
Instrument	2021-178514
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020

Mortgage

Document Number	0000178515
Date	Jun 21, 2021
Instrument	2021-178515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 22, 2020
Property Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Document Number	0000076612
Map Reference	MB 1 PG 19
Instrument Date	Apr 17, 2020
Instrument	2020-076612
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020

Mortgage

Document Number	0000076613
Date	Apr 22, 2020
Instrument	2020-076613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2019
Property Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Document Number	0000066550
Map Reference	MB 1 PG 19
Instrument Date	May 2, 2019
Instrument	2019-066550
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NEXTITLE A T&E CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 MCLAUGHLIN ST, 951, RICHMOND, CA 94805-1020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020

Mortgage

Document Number	0000066551
Date	May 9, 2019
Instrument	2019-066551

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	951 MCLAUGHLIN ST, RICHMOND, CA 94805-1020
Document Number	0000103621
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	TITLE 365 CORAOPOLIS PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 MCLAUGHLIN ST RICHMOND CA 948051020, RICHMOND, CA 94805-1020

Mortgage

Document Number	0000103621
Date	Jun 29, 2018
Instrument	103621

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,771 (+2%) Land $529,957 Building $220,814
2025	$12,003.00 (+3.78%)	$736,051 (+4.04%) Land $519,566 Building $216,485
2023	$11,566.00 (+1.63%)	$707,472 Land $499,392 Building $208,080
2022	$11,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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