Floyd County property record for 951 Low Gap Rd NW, Floyd, VA 24091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1999 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $827 (2026) |
| Deeds & Mortgages | Jun 2011 Mortgage Aug 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-84A |
| Primary APN | 41-84A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 137,214 sqft (3.15 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R000047 |
|---|---|
| Street Address | 951 LOW GAP RD NW |
| City | FLOYD |
| State | VA |
| Zip | 24091-2382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLS RIDGE PC3-19B |
| Jurisdiction | FLOYD VA |
| Township / Civil Division | COURT HOUSE |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 920104 |
Source: Floyd County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 949 LOW GAP RD NW, FLOYD, VA 24091-2382 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2011 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY MORTGAGE COMPA |
| Aug 13, 2008 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY MORTGAGE COMPA |
| Apr 9, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 9, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 31, 2026 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 0000000481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD VA |
| Property Address | FLOYD, VA 24091 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01100/1049 |
|---|---|
| Date | Jun 30, 2011 |
| Book Page | 1100/1049 |
| Name | PROSPERITY MORTGAGE COMPA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD VA |
| Property Address | FLOYD, VA 24091 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00800/1890 |
|---|---|
| Date | Aug 13, 2008 |
| Book Page | 800/1890 |
| Name | PROSPERITY MORTGAGE COMPA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 951 LOW GAP RD NW, FLOYD, VA 24091-2382 |
| Document Number | 0000000540 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026540 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 949 LOW GAP RD NW, FLOYD, VA 24091-2382 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 951 LOW GAP RD NW, FLOYD, VA 24091-2382 |
| Document Number | 0000000538 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026538 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 949 LOW GAP RD NW, FLOYD, VA 24091-2382 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLOYD VA |
| Recording Date | Mar 31, 2026 |
| Property Address | FLOYD, VA 24091 |
| Document Number | 0260000481 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 260000481 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 949 LOW GAP RD NW, FLOYD, VA 24091-2382 |
Source: Floyd County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Floyd County |
| Unified School District | Floyd County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827.00 (+4.55%) | $179,800 (-) Land $50,900 Building $128,900 | |
| 2025 | $791.00 | $179,800 Land $50,900 Building $128,900 | $179,800 Land $50,900 Building $128,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Cooperative Fiber | 1,000 / 1,000 |
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