951 Lois Dr, Centralia, MO 65240 Property Records

Boone County property record for 951 Lois Dr, Centralia, MO 65240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2020
Lot Size	0.2 acres (8,737 sqft)
Owner	Company Name on Record
Last Sale	$275,800 (Jun 2020)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-500-00-02-068-00`

Property Details

APN / Parcel Number

Primary APN	`04-500-00-02-068-00`
Alternative APN	`04-500-00-02-068.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,737 sqft (0.2 acres)
Lot Dimensions	123 ft deep x 151 ft wide
Garage Type	Attached
Garage Area	1,096 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	951 LOIS DR
City	CENTRALIA
State	MO
Zip	65240-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST COUNTRY ESTATES PLAT 4 LOTS 66,67
Legal Range	11W
Legal Township	51N
Legal Section	16
Legal Subdivision	SOUTHWEST COUNTRY ESTATES
Jurisdiction	BOONE MO
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3027
Census Tract	2000

Owner

Source: Boone County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	951 LOIS DR, CENTRALIA, MO 65240-4066
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Jun 30, 2020	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BANK OF BOONE COUNTY
May 18, 2018	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	202014354
Deed Book / Page	5215 / 146
Last Transfer Date	Jul 18, 2024
Transfer Doc	0000011060
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	951 LOIS DR, CENTRALIA, MO 65240-4066
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002273
Date	Jan 25, 2021
Book Page	5353/10
Instrument	2021002273

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 30, 2020
Property Address	951 LOIS DR, CENTRALIA, MO 65240-4066
Document Number	2020014354
Book / Page	5215 / 146
Map Reference	MB 50 PG 45
Instrument Date	Jun 30, 2020
Instrument	2020014354
Transaction Type	Construction Loan
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 S REED ST, CENTRALIA, MO 65240-1432

Mortgage

Document Number	2020014355
Date	Jun 30, 2020
Instrument	2020014355

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 18, 2018
Property Address	951 LOIS DR, CENTRALIA, MO 65240-4066
Document Number	0000009207
Book / Page	004894 / 000087
Instrument Date	May 18, 2018
Instrument	9207
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	BOONE CENTRAL TITLE COMPANY, BOONE CENTRAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	802 N PROVIDENCE RD COLUMBIA MO 652034360, COLUMBIA, MO 65203-4360

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Centralia City
Unified School District	Centralia R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,911 (-) Land $4,560 Building $42,351
2025	$2,770.00 (+17.97%)	$46,911 (+17.24%) Land $4,560 Building $42,351	$246,900 (+17.24%) Land $24,000 Building $222,900
2023	$2,348.00 (+8.15%)	$40,014 Land $3,610 Building $36,404	$210,600 Land $19,000 Building $191,600
2022	$2,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 10 serves 4,963 people · EPA ID MO3024059
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Kingdom Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FireServe.

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