951 Locust Pl, Thornton (Denver), CO 80229 Property Records

Adams County property record for 951 Locust Pl, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1955
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Oct 2021)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1719-23-3-04-003`

Property Details

APN / Parcel Number

Primary APN	`1719-23-3-04-003`
Alternative APNs	`0171923304003` `R0052586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0052586
Street Address	951 LOCUST PL
City	THORNTON
State	CO
Zip	80229-4512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:THORNTON BLK:5 LOT:16
Legal Range	68W
Legal Township	02S
Legal Section	23
Legal Quarter	3
Legal Subdivision	THORNTON
Legal Block	5
Legal Lot Number	16
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2008
Census Tract	9202

Owner

951 Locust Pl is owned and occupied by two individuals who bought it in October 2021.

Source: Adams County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 LOCUST PL, THORNTON, CO 80229-4512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Oct 7, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Feb 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	2021122419
Prior Transfer Date	Nov 3, 2003
Prior Transfer Doc	00C1238198
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 19, 2021
Property Address	951 LOCUST PL, THORNTON, CO 80229-4512
Document Number	0000122419
Instrument Date	Oct 14, 2021
Instrument	2021000122419
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 LOCUST PL, THORNTON, CO 80229-4512

Mortgage

Document Number	0000122420
Date	Oct 19, 2021
Instrument	2021000122420

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000122421
Date	Oct 19, 2021
Instrument	2021000122421

Lender

Name	CITY AND COUNTY OF DENVER
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 7, 2020
Property Address	951 LOCUST PL, THORNTON, CO 80229-4512
Document Number	0000102041
Instrument Date	Oct 5, 2020
Instrument	2020000102041
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	CANYON TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 LOCUST PL, THORNTON, CO 80229-4512

Mortgage

Document Number	0000102043
Date	Oct 7, 2020
Instrument	2020000102043

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000102042
Date	Oct 7, 2020
Instrument	2020000102042

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 8, 2018
Property Address	951 LOCUST PL, THORNTON, CO 80229-4512
Document Number	0000011529
Instrument Date	Feb 7, 2018
Instrument	2018000011529
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 LOCUST PL, THORNTON, CO 80229-4512

Mortgage

Document Number	0000011530
Date	Feb 8, 2018
Instrument	2018000011530

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 951 Locust Pl was $1,015, down 58.8% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (-58.82%)	$26,040 Land $6,120 Building $19,920	$383,000 Land $90,000 Building $293,000
2024	$2,465.00 (-17.94%)
2023	$3,004.00 (+2.21%)	$27,540 (+3.22%) Land $6,090 Building $21,450	$407,000 (+6.01%) Land $90,000 Building $317,000
2022	$2,939.00	$26,680 Land $10,560 Building $16,120	$383,933 Land $152,000 Building $231,933

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 951 Locust Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 951 Locust Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T, Verizon.

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