951 Kostner Dr, San Diego, CA 92154 Property Records

San Diego County property record for 951 Kostner Dr, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,348 sqft · built 1971
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Mar 1992)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`631-180-89-00`

Property Details

APN / Parcel Number

Primary APN	`631-180-89-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,348 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	951 KOSTNER DR
City	SAN DIEGO
State	CA
Zip	92154-2668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 1008 TR 006584
Legal Subdivision	PRINCESS DEL CERRO
Legal Tract	006584
Legal Block	2
Legal Lot Number	1008
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	10003

Owner

951 Kostner Dr is owned and occupied by two individuals who acquired it in October 2005.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL
Feb 7, 2023	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 28, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 1992 · Amount on File
Deed Sale	Mar 20, 1992 · Amount on File
Deed Document Number	1992156480
Last Transfer Date	Oct 28, 2005
Transfer Doc	0000975460
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2026
Property Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Document Number	0000240210
Instrument Date	Aug 12, 2026
Instrument	2026240210
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668

Mortgage

Document Number	0000240210,
Date	Aug 17, 2026
Instrument	2026240210

Lender

Name	MORTGAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668

Mortgage

Document Number	0000031219
Date	Feb 7, 2023
Instrument	2023-0031219

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668

Mortgage

Document Number	0000206480
Date	Mar 17, 2021
Instrument	2021-0206480

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668

Mortgage

Document Number	0000491519
Date	Nov 28, 2018
Instrument	2018-0491519

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	951 KOSTNER DR, SAN DIEGO, CA 92154-2668
Document Number	0000395881
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	951 KOSTNER DR SAN DIEGO CA 921542668, SAN DIEGO, CA 92154-2668

Mortgage

Document Number	0000395881
Date	Sep 12, 2019
Instrument	395881

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 951 Kostner Dr was $3,575 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,106 (+2%) Land $67,427 Building $197,679
2025	$3,575.00 Homeowner's exemption	$259,908 Land $66,105 Building $193,803
2023	$2,901.00 (+2.98%) Homeowner's exemption	$249,817 Land $63,539 Building $186,278
2022	$2,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 951 Kostner Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 951 Kostner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,046 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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