951 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 951 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,766 sqft · built 2004
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2007)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 291`

Property Details

APN / Parcel Number

Primary APN	`18A 1 291`
Alternative APN	`9171`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Bonus Room	Bonus Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Terrain	Rolling
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9171
Street Address	951 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 751-596 ASHLAWN-1 LOT 291 13,752 SF
Legal Subdivision	ASHLAWN
Legal Block	29
Legal Lot Number	291
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1023
Census Tract	20104

Owner

951 Jefferson Dr is owned and occupied by an individual who bought it in December 2007.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	951 JEFFERSON DR, PALMYRA, VA 22963-3313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU
Jan 17, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 18, 2007	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2007 · Amount on File
Deed Sale	Dec 18, 2007 · Amount on File
Prior Sale	Dec 18, 2007 · Amount on File
Deed Document Number	20076602
Deed Book / Page	751 / 596
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	951 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	LAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004930
Date	Dec 1, 2020
Instrument	200004930

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	951 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	NORTHEAST NE TITLE AND ESCROW, NORTHWEST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000890/474
Date	Mar 28, 2013
Book Page	890/474
Instrument	1301292

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2043

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	951 JEFFERSON DR, PALMYRA, VA 22963-3313
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000667/781
Date	Jan 17, 2006
Book Page	667/781
Instrument	0228

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 18, 2007
Property Address	951 JEFFERSON DR, PALMYRA, VA 22963-3313
Document Number	000751/593
Book / Page	751 / 593
Map Reference	DD74 PG494-499
Instrument Date	Sep 17, 2007
Instrument	6601
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TWO DEVON SQ 744 WEST LANCASTER AVE, WAYNE, PA 19087
Investor	Possibly a Property Investor

Mortgage

Document Number	000751/599
Date	Dec 18, 2007
Book Page	751/599
Instrument	6603

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2038

Interest

Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 951 Jefferson Dr was $3,592.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,800 Land $35,000 Building $440,800	$475,800 Land $35,000 Building $440,800
2025	$3,592.00
2023		$381,400 Land $35,000 Building $346,400	$381,400 Land $35,000 Building $346,400
2022	$3,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Jefferson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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