951 James Rd, Lancaster, OH 43130 Property Records

Fairfield County property record for 951 James Rd, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1957
Lot Size0.165 acres (7,200 sqft)
Owner2 Owner Names on File
Last Sale$100,000 (Mar 2004)
Tax Bill$1,803 (2023)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN053-40990.00

Property Details

APN / Parcel Number

Primary APN053-40990.00
Alternative APN
  • 0405 00020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Carport Area364 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area228 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemOil
Heating FuelGas

Location & Zoning

Account Number0405 00020
Street Address951 JAMES RD
CityLANCASTER
StateOH
Zip43130-2044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUFFER-DURDIN ADD NO 2 LOT 133
Legal SubdivisionHUFFER-DURDIN ADD
Legal Lot Number133
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group3
Census Block3012
Census Tract31402

Owner

Source: Fairfield County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address951 JAMES RD, LANCASTER, OH 43130-2044
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2004 · Amount on Record
Deed SaleMar 18, 2004 · Amount on Record
Prior SaleJan 4, 2001 · Amount on Record
Deed Document Number0013323360
Deed Book / Page1332 / 3360
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address951 JAMES RD, LANCASTER, OH 43130-2044
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006737
DateMay 1, 2019
Book Page1789/4218
Instrument201900006737
Lender
NameSTANDING STONE BANK
TypeBank
AddressLANCASTER, OH 43130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueApr 5, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,510 (+24.01%) Land $13,440 Building $48,070$175,740 (+24.02%) Land $38,400 Building $137,340
2023$1,803.00 Homeowner's exemption$49,600 (-) Land $10,710 Building $38,890
2022Homeowner's exemption$49,600 Land $10,710 Building $38,890$141,700 Land $30,600 Building $111,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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