951 J St, Union City, CA 94587 Property Records

Alameda County property record for 951 J St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1964
Lot Size	0.079 acres (3,441 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2020)
Tax Bill	$8,941 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`486-30-25-10`

Property Details

APN / Parcel Number

Primary APN	`486-30-25-10`
Alternative APN	`486-0030-025-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,441 sqft (0.079 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	951 J ST
City	UNION CITY
State	CA
Zip	94587-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00010 BLK: 0025 AR: 0486 PAGE: 0030
Legal Subdivision	BESSIE BORGHI
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2015
Census Tract	440200

Owner

951 J St is owned and occupied by two individuals who bought it in June 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 J ST, UNION CITY, CA 94587-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 19, 2020	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Jun 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	2020142732
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000128272
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	951 J ST, UNION CITY, CA 94587-3428
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 J ST, UNION CITY, CA 94587-3428

Mortgage

Document Number	0000100909
Date	Mar 12, 2021
Instrument	2021100909

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 19, 2020
Property Address	951 J ST, UNION CITY, CA 94587-3428
Document Number	0000142732
Instrument Date	Jun 17, 2020
Instrument	142732
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	951 J ST UNION CITY CA 945873428, UNION CITY, CA 94587-3428

Mortgage

Document Number	142733
Date	Jun 19, 2020
Instrument	142733

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 13, 2017
Property Address	951 J ST, UNION CITY, CA 94587-3428
Document Number	0000128272
Instrument Date	May 15, 2017
Instrument	128272
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2723 UNION CITY CA 945877723, UNION CITY, CA 94587-7723

Tax Assessment & Valuation

The 2025 property tax bill for 951 J St was $8,941, down 3.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,990 (+2%) Land $223,100 Building $423,890
2025	$8,941.00 (-3.87%)	$634,305 Land $218,726 Building $415,579
2024	$9,301.00 (+3.36%)
2023	$8,999.00	$609,678 Land $210,234 Building $399,444	$636,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 J St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 J St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Tekify Fiber & Wireless Fixed Wireless	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile.

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