St. Johns County property record for 951 Irma Way, Saint Augustine, FL 32086 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,040 sqft · built 2019 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,999 (May 2023) |
| Tax Bill | $8,785 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183635-0090 |
| Primary APN | 183635-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,040 sqft Living Area |
| Gross Area | 3,820 sqft |
| 1st Floor Area | 2,704 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 536 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 951 IRMA WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18/70-71 THE PINES LOT 9 OR5761/1276 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | THE PINES |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 183635-0090
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 23, 2023 | Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP |
| Oct 03, 2017 | Warranty Deed, Transfer OLDE TOWNE TITLE AND GUARANTY LLC, OLDE TOWNE TITLE & GNTY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Oct 03, 2017 · Amount on Record |
| Deed Document Number | 202339271 |
| Deed Book / Page | 5761 / 1276 |
| Prior Transfer Date | Apr 22, 2014 |
| Prior Transfer Doc | 0038761028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Document Number | 0063290152 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 6329/152 |
| Instrument | 2026024664 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2023 |
| Property Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Document Number | 0057611276 |
| Book / Page | 5761 / 1276 |
| Map Reference | MB 18 PG 70&71 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023039271 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 FAIRIDGE DR, JAMESTOWN, NC 27282-9472 |
| Name | Verified Name |
|---|---|
| Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Investor | Possibly a Property Investor |
| Document Number | 0057611278 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 5761/1278 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 03, 2017 |
| Property Address | 951 IRMA WAY, SAINT AUGUSTINE, FL 32086-7622 |
| Document Number | 0044430490 |
| Book / Page | 004443 / 000490 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 67221 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | OLDE TOWNE TITLE AND GUARANTY LLC, OLDE TOWNE TITLE & GNTY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6884 CYPRESS POINT DR ST AUGUSTINE FL 320867957, ST AUGUSTINE, FL 32086-7957 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,925 (-34.78%) | $566,467 (-18.06%) Land $180,000 Building $386,467 | |
| 2025 | $8,785.00 (+29.71%) | $691,340 (+32.99%) | $691,340 (+32.99%) Land $180,000 Building $511,340 |
| 2024 | $6,773.00 (+59.21%) | $519,848 (+44.61%) | $519,848 (-15.1%) Land $157,000 Building $362,848 |
| 2023 | $4,254.00 (+1.45%) Homeowner's exemption Widower's exemption | $359,471 (+3%) | $612,341 (+28.04%) Land $172,000 Building $440,341 |
| 2022 | $4,193.00 Homeowner's exemption Widower's exemption | $349,001 | $478,253 Land $107,520 Building $370,733 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 581 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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