951 Hartford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 951 Hartford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,038 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Mar 2022)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-25-027-110-010`

Property Details

APN / Parcel Number

Primary APN	`06-25-027-110-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,564 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	187 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	240 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	951 HARTFORD DR
City	ELYRIA
State	OH
Zip	44035-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD MANOR #3 42.68 X 259
Legal Subdivision	SHERWOOD MANOR 3
Legal Tract	25
Legal Block	110
Legal Lot Number	47
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	70102

Owner

951 Hartford Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Lorain County records, as of May 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	951 HARTFORD DR, ELYRIA, OH 44035-3007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Jan 7, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Deed Document Number	2022867802
Prior Transfer Date	Aug 19, 2015
Prior Transfer Doc	20150556421
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 22, 2022
Property Address	951 HARTFORD DR, ELYRIA, OH 44035-3007
Document Number	0000867802
Map Reference	VOL 22 PG 79
Instrument Date	Mar 18, 2022
Instrument	2022-0867802
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	951 HARTFORD DR, ELYRIA, OH 44035-3007

Mortgage

Document Number	0000867803
Date	Mar 22, 2022
Instrument	2022-0867803

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Jan 7, 2022
Property Address	951 HARTFORD DR, ELYRIA, OH 44035-3007
Document Number	0000857853
Instrument Date	Jan 7, 2022
Instrument	2022-0857853
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 BRIAR LAKE DR, ELYRIA, OH 44035-1626

Tax Assessment & Valuation

The 2025 property tax bill for 951 Hartford Dr was $3,671 with a homeowner's exemption, up 0.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+0.16%) Homeowner's exemption	$77,450 (%) Land $16,080 Building $61,370	$221,290 (-) Land $45,950 Building $175,340
2024	$3,665.00 (+10.66%)	$77,452 (+27.43%) Land $16,083 Building $61,369	$221,290 (+27.43%) Land $45,950 Building $175,340
2023	$3,312.00 (+17.28%)	$60,778 (%) Land $17,710 Building $43,068	$173,650 Land $50,600 Building $123,050
2022	$2,824.00	$60,780 Land $17,710 Building $43,070
2021			$173,650 Land $50,600 Building $123,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 951 Hartford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Hartford Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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