951 Cookane Ave, Elgin, IL 60120 Property Records

Cook County property record for 951 Cookane Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,418 sqft · built 1910
Lot Size	0.403 acres (17,558 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2009)
Tax Bill	$6,392 (2023)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-19-321-051`

Property Details

APN / Parcel Number

Primary APN	`06-19-321-051`
Alternative APN	`06-19-321-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Frame
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,558 sqft (0.403 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	951 COOK KANE RD
City	ELGIN
State	IL
Zip	60120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 IN BLUFF FEN SUB PART SW4 SEC 19 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	BLUFF FEN
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1016
Census Tract	804406

Owner

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	951 COOKANE AVE, ELGIN, IL 60120-8502
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2009 · Amount on Record
Deed Sale	Oct 29, 2009 · Amount on Record
Prior Sale	Jun 24, 1999 · Amount on Record
Deed Document Number	200919056
Last Transfer Date	Jul 1, 2010
Transfer Doc	0000044002
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Oct 5, 2026
Property Address	951 COOK KANE RD, ELGIN, IL 60120
Document Number	0000024001
Instrument Date	Sep 9, 2026
Instrument	202627824001
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	0000024001,
Date	Oct 5, 2026
Instrument	202627824001

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+13.62%) Land $12,291 Building $16,709	$290,000 (+13.62%) Land $122,910 Building $167,090
2023	$6,392.00 (+3.38%)
2022	$6,183.00 Homeowner's exemption	$25,523 Land $7,023 Building $18,500	$255,230 Land $70,230 Building $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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