Florence County property record for 951 Cardinal Cir, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,462 sqft · built 1971 |
| Lot Size | 0.44 acres (18,961 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01501-03-001 |
| Primary APN | 01501-03-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 1,912 sqft |
| Basement Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 18,961 sqft (0.44 acres) |
| Garage Type | Basement |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 201 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 951 CARDINAL CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HUNTINGTON PL LT 1-E |
| Legal Subdivision | HUNTINGTON PLACE BY ERVIN ENGINEERING CO |
| Legal Lot Number | 1-E |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1400 |
951 Cardinal Cir is owned and occupied by an individual who acquired it in April 2025.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 951 CARDINAL CIR, FLORENCE, SC 29505-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2018 | Survivorship Deed, Transfer · Conventional Mortgage C&A MORTGAGE SERVICES OF FLORENCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2025 |
| Deed Sale | Apr 22, 2025 |
| Prior Sale | Feb 11, 2025 |
| Deed Document Number | 20255057 |
| Deed Book / Page | 1152 / 1713 |
| Prior Transfer Date | Feb 3, 2025 |
| Prior Transfer Doc | DMA11521713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 951 CARDINAL CIR, FLORENCE, SC 29505-3013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009251029 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 925/1029 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Sep 1, 2048 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Jun 1, 2018 |
| Property Address | 951 CARDINAL CIR, FLORENCE, SC 29505-3013 |
| Document Number | 0007481451 |
| Book / Page | 748 / 1451 |
| Map Reference | MB W PG 115 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 951 CARDINAL CIR, FLORENCE, SC 29505-3013 |
| Document Number | 0007481455 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 748/1455 |
| Name | C&A MORTGAGE SERVICES OF FLORENCE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FLORENCE, SC 29505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 951 Cardinal Cir was $1,091.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,091.00 | $10,270 Land $1,200 Building $9,070 | $256,761 Land $30,000 Building $226,761 |
| 2023 | $847.00 (+0.59%) Homeowner's exemption | $7,435,936 (+99,899.14%) Land $1,200,000 Building $6,235,936 | $18,589,841 (+9,900.02%) Land $3,000,000 Building $15,589,841 |
| 2022 | $842.00 Homeowner's exemption | $7,436 Land $1,200 Building $6,236 | $185,898 Land $30,000 Building $155,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 951 Cardinal Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 951 Cardinal Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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