951 Bow Ln, Middletown, CT 06457 Property Records

Middletown City property record for 951 Bow Ln, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,702 sqft · built 1984
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,291 (2026)
Deeds & Mortgages	May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:47 L:0008`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:47 L:0008`
Alternative APN	`R03632`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	3,878 sqft
1st Floor Area	1,702 sqft
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	81,457 sqft (1.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R03632
Street Address	951 BOW LN
City	MIDDLETOWN
State	CT
Zip	06457-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-45
Legal Lot Number	8
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2006
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 BOW LN, MIDDLETOWN, CT 06457-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	951 BOW LN, MIDDLETOWN, CT 06457-4810
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002046-316
Date	May 18, 2022
Book Page	2046/316
Instrument	3704210006

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,291.00 (+4.33%)	$214,730 (-) Land $71,480 Building $143,250	$406,598 (+170.5%)
2025		$214,730 (-) Land $71,480 Building $143,250	$150,311 Land $50,036 Building $100,275
2024	$7,947.00 (+4.51%)	$214,730 (-) Land $71,480 Building $143,250
2023	$7,604.00 (+12.77%)	$214,730 (+31.38%) Land $71,480 Building $143,250
2022	$6,743.00	$163,440 Land $56,600 Building $106,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250