951 Bancroft Rd, Apt 109, Concord, CA 94518 Property Records

Contra Costa County property record for 951 Bancroft Rd, Apt 109, Concord, CA 94518

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 879 sqft · built 1971
Lot Size	0.02 acres (878 sqft)
Owner	Individual Name on File
Last Sale	$414,500 (Jul 2022)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-390-021-1`

Property Details

APN / Parcel Number

Primary APN	`148-390-021-1`
Alternative APN	`148-390-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	879 sqft Living Area
1st Floor Area	879 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	878 sqft (0.02 acres)
Garage Type	Attached
Garage Area	162 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	951 BANCROFT RD, 109
City	CONCORD
State	CA
Zip	94518-3903
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M29
Legal Description	T05568 L0001 B U0021
Legal Subdivision	BANCROFT CONDO
Legal Tract	05568
Legal Block	U0021
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	338102

Owner

951 Bancroft Rd, Apt 109 is owned and occupied by an individual who bought it in July 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	951 BANCROFT RD, 109, CONCORD, CA 94518-3903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 7, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Feb 5, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	2022109958
Prior Transfer Date	Jun 3, 2000
Prior Transfer Doc	0000208131
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	951 BANCROFT RD APT 109, 109, CONCORD, CA 94518-3903
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 BANCROFT RD 109, 109, CONCORD, CA 94518-3903

Mortgage

Document Number	0000108301
Date	Apr 12, 2021
Instrument	2021-108301

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 7, 2022
Property Address	951 BANCROFT RD APT 109, 109, CONCORD, CA 94518-3903
Document Number	0000109958
Map Reference	MB 233 PG 42
Instrument Date	Jun 29, 2022
Instrument	2022-109958
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 BANCROFT RD APT 109, 109, CONCORD, CA 94518-3903

Mortgage

Document Number	0000109959
Date	Jul 7, 2022
Instrument	2022-109959

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 5, 2019
Property Address	951 BANCROFT RD APT 109, 109, CONCORD, CA 94518-3903
Document Number	0000015716
Instrument Date	Feb 1, 2019
Instrument	15716
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 BANCROFT RD #109 CONCORD CA 945183903, 109, CONCORD, CA 94518-3903

Mortgage

Document Number	15717
Date	Feb 5, 2019
Instrument	15717

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 951 Bancroft Rd, Apt 109 was $4,992.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,000 (+1.3%) Land $254,042 Building $135,958
2025	$4,992.00	$385,000 Land $250,785 Building $134,215
2023	$5,325.00 (+18.68%)	$414,500 Land $270,000 Building $144,500
2022	$4,487.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 951 Bancroft Rd, Apt 109 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 951 Bancroft Rd, Apt 109 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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