951 23 1/2 St, Chetek, WI 54728 Property Records

Barron County property record for 951 23 1/2 St, Chetek, WI 54728

Property Summary

Property Type	Single Family Home
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2024)
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Feb 2013 Mortgage Dec 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-4330-18-000`

Property Details

APN / Parcel Number

Primary APN	`036-4330-18-000`

Exterior

Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Street Address	951 23 1/2 ST
City	CHETEK
State	WI
Zip	54728-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 17 & 18 RAVENSWOOD
Legal Subdivision	RAVENSWOOD
Legal Tract	0979
Legal Lot Number	17&
Jurisdiction	BARRON WI
Township / Civil Division	PRAIRIE LAKE
Census Block Group	2
Census Block	2015
Census Tract	1003

Owner

951 23 1/2 St is owned and occupied by an individual who bought it in June 2024.

Source: Barron County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	951 23 1/2 ST, CHETEK, WI 54728-9217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2013	Deed of Trust, Mortgage · ARM WESTCONSIN CU
Dec 23, 2008	Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU
May 6, 2024	Warranty Deed, Transfer · Conventional Mortgage NICOLET NATIONAL BANK
Jun 18, 2018	Warranty Deed, Construction Loan · Construction Mortgage STERLING BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	May 6, 2024 · Amount on File
Deed Document Number	903796
Record Updated	Sep 20, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	951 23 1/2 ST, CHETEK, WI 54728-9217
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000797055
Date	Feb 4, 2013
Instrument	797055

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Feb 1, 2016
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Margin	3
Max Rate	9%

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	951 23 1/2 ST, CHETEK, WI 54728-9217
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002134/469
Date	Dec 23, 2008
Book Page	2134/469
Instrument	753557

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	May 6, 2024
Property Address	951 23 1/2 ST, CHETEK, WI 54728-9217
Document Number	0000902792
Instrument Date	May 6, 2024
Instrument	902792
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000902793
Date	May 6, 2024
Instrument	902793

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.2%
Index	1-Year CMT

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Jun 18, 2018
Property Address	951 23 1/2 ST, CHETEK, WI 54728-9217
Document Number	0000846130
Instrument Date	Jun 15, 2018
Instrument	846130
Transaction Type	Construction Loan
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 7 1/2 ST, PRAIRIE FARM, WI 54762-9424

Mortgage

Document Number	0000846131
Date	Jun 18, 2018
Instrument	846131

Lender

Name	STERLING BANK FSB

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 951 23 1/2 St was $4,263 with a homeowner's exemption.

Source: Barron County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Prairie Lake Town
Unified School District	Chetek-Weyerhaeuser Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 Homeowner's exemption	$299,200 Land $136,100 Building $163,100	$477,700 Land $217,296 Building $260,404
2023	$4,481.00 Homeowner's exemption	$299,200 Land $136,100 Building $163,100	$426,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 951 23 1/2 St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 23 1/2 St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: NTERA.

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