951 18th St, Arcata, CA 95521 Property Records

Humboldt County property record for 951 18th St, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1978
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2016)
Tax Bill	$6,150 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-154-002-000`

Property Details

APN / Parcel Number

Primary APN	`020-154-002-000`
Alternative APN	`02015402`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	10,018 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	951 18TH ST
City	ARCATA
State	CA
Zip	95521-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	S29 T6N R1E/TERS ADDD050283C RCAT 86C 600775C080586C 00000000 N
Legal Block	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1006
Census Tract	1001

Owner

Source: Humboldt County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2534 OLD ARCATA RD, BAYSIDE, CA 95524-9040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2016 · Amount on Record
Deed Sale	Feb 10, 2016 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	20162898
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000006260
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	951 18TH ST, ARCATA, CA 95521-5619
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 18TH ST, ARCATA, CA 95521-5619

Mortgage

Document Number	0000003588
Date	Mar 25, 2024
Instrument	2024-003588

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 4, 2022
Property Address	951 18TH ST, ARCATA, CA 95521-5619
Document Number	0000006260
Instrument Date	Mar 24, 2022
Instrument	2022-006260
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	951 18TH ST, ARCATA, CA 95521-5619

Mortgage

Document Number	0000006261
Date	Apr 4, 2022
Instrument	2022-006261

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,150.00 (+1.22%)	$524,931 (+23.03%) Land $225,229 Building $299,702
2024	$6,076.00 (+18.79%)
2023	$5,115.00 (-3.18%) Homeowner's exemption	$426,680 Land $182,050 Building $244,630
2022	$5,283.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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