Humboldt County property record for 951 15th St, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.239 acres (10,450 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,227 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-103-005-000 |
| Primary APN | 020-103-005-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,450 sqft (0.239 acres) |
|---|
| Old Parcel Number | 02010305 |
|---|---|
| Street Address | 951 15TH ST |
| City | ARCATA |
| State | CA |
| Zip | 95521-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | B312 /B5P81 M CITY OF ARCATAARK ADD-ARCAT 86C 600775C080586C 00000000 N |
| Legal Subdivision | ARCATA |
| Legal Block | 312 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1001 |
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 951 15TH ST, ARCATA, CA 95521-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit UMPQUA BK |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 951 15TH ST, ARCATA, CA 95521-5511 |
| Document Number | 0000005731 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 951 15TH ST ARCATA CA 955215511, ARCATA, CA 95521-5511 |
| Document Number | 0000005731 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 5731 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | ARCATA, CA 95521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 951 15TH ST, ARCATA, CA 95521-5511 |
| Document Number | 0000022870 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 951 15TH ST ARCATA CA 955215511, ARCATA, CA 95521-5511 |
| Document Number | 0000022870 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 22870 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 19, 2032 |
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,227.00 (+3.25%) Homeowner's exemption | $184,306 (+4.04%) Land $50,749 Building $133,557 |
| 2023 | $2,157.00 (-1.55%) Homeowner's exemption | $177,151 Land $48,779 Building $128,372 |
| 2022 | $2,191.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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