9509 Wispywoods Dr, Sebring, FL 33875 Property Records

Highlands County property record for 9509 Wispywoods Dr, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 2007
Lot Size	0.318 acres (13,861 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Apr 2021)
Tax Bill	$2,440 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C245814002900100`

Property Details

APN / Parcel Number

Primary APN	`C245814002900100`
Alternative APN	`C-24-35-28-140-0290-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,819 sqft Living Area
1st Floor Area	1,622 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	13,861 sqft (0.318 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Type	Finished
Garage Area	322 sqft
Driveway	Driveway
Driveway Area	468 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Patio Area	312 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C245814002900100
Street Address	9509 WISPYWOODS DR
City	SEBRING
State	FL
Zip	33875-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ORANGE BLOSSOM CCC UNIT 14 PB 10-PG 6 LOT 10 BLK 29
Legal Range	28E
Legal Township	35S
Legal Section	24
Legal Subdivision	ORANGE BLOSSOM CCC UNIT 14
Legal Block	29
Legal Lot Number	10
Legal Unit	14
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1000
Census Tract	961401

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 13, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jul 5, 2006
Deed Document Number	2028910
Deed Book / Page	2815 / 1329
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646

Mortgage

Document Number	0002071895
Date	Jan 7, 2022
Book Page	2876/625
Instrument	2071895

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 13, 2021
Property Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Document Number	0002028910
Book / Page	2815 / 1329
Map Reference	MB 10 PG 6
Instrument Date	Apr 1, 2021
Instrument	2028910
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7781 CAL RANCH DR, 7781, SEBRING, FL 33875-5505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646

Mortgage

Document Number	0028151331
Date	Apr 13, 2021
Instrument	2815/1331

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9509 WISPYWOODS DR, SEBRING, FL 33875-9646

Mortgage

Document Number	0001997823
Date	Sep 8, 2020
Book Page	2771/1377
Instrument	1997823

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,219 (+5.99%)	$243,850 (-6.24%) Land $9,900 Building $233,950
2024	$2,440.00 (+2.13%)
2023	$2,389.00 (+1.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$197,401 (+3%)	$260,074 (+35.7%) Land $6,875 Building $253,199
2022	$2,354.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,651 Land $6,875 Building $184,776	$191,651 Land $6,875 Building $184,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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