9509 N 185th Ln, Waddell, AZ 85355 Property Records

Maricopa County property record for 9509 N 185th Ln, Waddell, AZ 85355

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,757 sqft · built 2007
Lot Size	0.143 acres (6,272 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jan 2018)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`502-90-273`

Property Details

APN / Parcel Number

Primary APN	`502-90-273`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,757 sqft Living Area
1st Floor Area	1,449 sqft
2nd Floor Area	1,308 sqft

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,272 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	9509 N 185TH LN
City	WADDELL
State	AZ
Zip	85355-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CORTESSA MCR 730-11
Legal Range	02W
Legal Township	03N
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	CORTESSA
Legal Lot Number	273
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	61044

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9509 N 185TH LN, WADDELL, AZ 85355-4470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage NAVY FCU
Jan 26, 2018	Warranty Deed, Transfer · VA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	20180065701
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	9509 N 185TH LN, WADDELL, AZ 85355-4470
Document Number	0000095096
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9509 N 185TH LN WADDELL AZ 853554470, WADDELL, AZ 85355-4470

Mortgage

Document Number	0000095096
Date	Feb 4, 2020
Instrument	95096

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 26, 2018
Property Address	9509 N 185TH LN, WADDELL, AZ 85355-4470
Document Number	0000065701
Map Reference	MB 730 PG 11
Instrument Date	Jan 19, 2018
Instrument	20180065701
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9509 N 185TH LN, 9509, WADDELL, AZ 85355-4470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9509 N 185TH LN, WADDELL, AZ 85355-4470

Mortgage

Document Number	0000065702
Date	Jan 26, 2018
Instrument	20180065702

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 4, 2017
Property Address	9509 N 185TH LN, WADDELL, AZ 85355-4470
Document Number	0000573851
Map Reference	MB 730 PG 11
Instrument Date	Aug 2, 2017
Instrument	2017-0573851
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9509 N 185TH LN, 9509, WADDELL, AZ 85355-4470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9509 N 185TH LN, WADDELL, AZ 85355-4470

Mortgage

Document Number	0000573852
Date	Aug 4, 2017
Instrument	2017-0573852

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,700 (-7.44%)	$407,000 (-7.44%) Land $81,400 Building $325,600
2025	$1,575.00 (+8.92%)
2024		$43,970	$439,700 Land $87,900 Building $351,800
2023	$1,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Tristate Wi-Fi by Wi-Fiber.

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