McLennan County property record for 9509 Lost Trails Dr, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,356 sqft · built 1993 |
| Lot Size | 0.293 acres (12,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,620 (Jun 2024) |
| Tax Bill | $3,223 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-150000-007206-5 |
| Primary APN | 36-150000-007206-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 2,356 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,750 sqft (0.293 acres) |
| Lot Dimensions | 150 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 171 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9509 LOST TRAILS DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-8172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WESTERN RIDGE EST LOT 7 BLOCK 5 ACRES .2927 |
| Legal Subdivision | WESTERN RIDGE EST |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3712 |
9509 Lost Trails Dr is owned and occupied by two individuals who bought it in June 2024.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Vendor's Lien, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Aug 5, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Mar 26, 2018 | Vendor's Lien, Transfer IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Document Number | 202417386 |
| Prior Transfer Date | Apr 13, 2021 |
| Prior Transfer Doc | 0000014812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 20, 2021 |
| Property Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Document Number | 0000014812 |
| Map Reference | VOL 1724 PG 813 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021014812 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | NOT AVAILABLE, AGT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10521 BOULDER SPRINGS LN, 10521, KNOXVILLE, TN 37932-1585 |
| Name | Verified Name |
|---|---|
| Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Document Number | 0000014813 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021014813 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Document Number | 0000027334 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9509 LOST TRAILS DR WACO TX 767128172, WACO, TX 76712-8172 |
| Document Number | 0000027334 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 27334 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 26, 2018 |
| Property Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Document Number | 0000009533 |
| Map Reference | VOL1724 PG813 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 2018009533 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9509 LOST TRAILS DR, WACO, TX 76712-8172 |
| Date | Mar 26, 2018 |
|---|
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 9509 Lost Trails Dr was $3,223 with exemptions applied, down 49.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,000 (-10.19%) Land $49,215 Building $277,785 | $327,000 (-10.19%) Land $49,215 Building $277,785 | |
| 2025 | $3,223.00 (-49.91%) | $364,090 Land $44,750 Building $319,340 | $364,090 Land $44,750 Building $319,340 |
| 2024 | $6,435.00 | ||
| 2023 | $368,800 Land $44,750 Building $324,050 | $368,800 Land $44,750 Building $324,050 | |
| 2022 | $6,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9509 Lost Trails Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9509 Lost Trails Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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