Montgomery County property record for 9509 Caroline Ave, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,520 sqft · built 1949 |
| Lot Size | 0.222 acres (9,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,000 (Jan 2024) |
| Tax Bill | $7,098 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01213446 |
| Primary APN | 13-01213446 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,647 sqft (0.222 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 150 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01213446 |
|---|---|
| Street Address | 9509 CAROLINE AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | INDIAN SPRING HILLS |
| Legal Subdivision | INDIAN SPRING HILLS |
| Legal Block | F |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 702200 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9509 CAROLINE AVE, SILVER SPRING, MD 20901-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jan 2, 2024 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on Record |
| Deed Sale | Jan 2, 2024 · Amount on Record |
| Prior Sale | Jul 16, 2015 · Amount on Record |
| Deed Book / Page | 67658 / 111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9509 CAROLINE AVE, SILVER SPRING, MD 20901-3045 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9509 CAROLINE AVE, SILVER SPRING, MD 20901-3045 |
| Document Number | 0696400202 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 69640/202 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 2, 2024 |
| Property Address | 9509 CAROLINE AVE, SILVER SPRING, MD 20901-3045 |
| Document Number | 0676580111 |
| Book / Page | 67658 / 111 |
| Map Reference | MB 31 PL 1871 |
| Instrument Date | Dec 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9509 CAROLINE AVE, SILVER SPRING, MD 20901-3045 |
| Document Number | 0067658117 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 67658/117 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,267 (+2.88%) | $577,000 (-) Land $299,100 Building $277,900 | |
| 2025 | $7,098.00 (+16.17%) | $545,533 (+6.51%) | $577,000 (+8.91%) Land $299,100 Building $277,900 |
| 2023 | $512,167 | $529,800 Land $274,100 Building $255,700 | |
| 2022 | $6,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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