Nassau County property record for 95089 Hendricks Rd, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,105 sqft · built 2001 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Feb 2024) |
| Tax Bill | $9,525 (2024) |
| Deeds & Mortgages | Feb 2024 Sale Aug 2023 Sale + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-28-1875-0003-0020 |
| Primary APN | 31-2N-28-1875-0003-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,105 sqft Living Area |
| Gross Area | 4,634 sqft |
| 1st Floor Area | 4,105 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Pool Area | 640 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 720 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 95089 HENDRICKS RD |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-1475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | BLOCK 3 LOT 2 ROSEWOOD MEADOWS #1 PB 5/314 & LOT 24 ROSEWOOD MEADOWS #2 PB 6/309 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | ROSEWOOD MEADOW |
| Legal Block | 3 |
| Legal Lot Number | 50003 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50310 |
95089 Hendricks Rd is owned by an individual who bought it in February 2024.
Source: Nassau County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 FRANCIS AVE, NEW SMYRNA BEACH, FL 32168-6306 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Warranty Deed, Transfer RELIANT TITLE GROUP, RELIANT TTL GROUP A DIV OF L |
| Aug 11, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 11, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 5, 2022 | Quit Claim Deed, Transfer VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 30, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on File |
| Deed Sale | Feb 22, 2024 · Amount on File |
| Prior Sale | Aug 11, 2023 · Amount on File |
| Deed Document Number | 20244836 |
| Deed Book / Page | 2695 / 1178 |
| Prior Transfer Date | May 24, 2019 |
| Prior Transfer Doc | 0022771868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Feb 22, 2024 |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0026951178 |
| Book / Page | 2695 / 1178 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 202445004836 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | RELIANT TITLE GROUP, RELIANT TTL GROUP A DIV OF L |
| Amount | Amount on Record |
|---|---|
| Tax | $4,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 FRANCIS AVE, NEW SMYRNA BEACH, FL 32168-6306 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0026600837 |
| Book / Page | 2660 / 837 |
| Map Reference | MB 5 PG 314 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 202345024494 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0026600839 |
| Book / Page | 2660 / 839 |
| Map Reference | MB 6 PG 309 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 202345024495 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 95089 HENDRICKS RD, FERNANDINA, FL 32034-1475 |
| Document Number | 0026150750 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 2615/750 |
| Instrument | 202345002327 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 12.5% |
| Index | Other |
| Max Rate | 12.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0026051902 |
| Book / Page | 2605 / 1902 |
| Map Reference | MB 3 PG 309 |
| Instrument Date | Dec 4, 2022 |
| Instrument | 202245039681 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | VYSTAR TITLE AGENCY, VYSTAR TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95093 ROSEWOOD LN, FERNANDINA, FL 32034-1409 |
| Name | Verified Name |
|---|---|
| Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024491467 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 2449/1467 |
| Instrument | 202145012394 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0024260344 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 2426/344 |
| Instrument | 202145001843 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 30, 2019 |
| Property Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0022771868 |
| Book / Page | 2277 / 1868 |
| Map Reference | MB 5 PG 314 |
| Instrument Date | May 24, 2019 |
| Instrument | 201945017029 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | DBA TLC NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95089 HENDRICKS RD, FERNANDINA BEACH, FL 32034-1475 |
| Document Number | 0022771870 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2277-1870 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $655,267 (+7.51%) Land $200,000 Building $455,267 | $655,267 (+7.51%) Land $200,000 Building $455,267 | |
| 2024 | $9,525.00 (+71.25%) | $609,486 (+56.94%) Land $170,000 Building $439,486 | $609,486 (+7.58%) Land $170,000 Building $439,486 |
| 2023 | $5,562.00 (+71.67%) Homeowner's exemption | $388,366 (+51.57%) | $566,543 (+59.03%) Land $170,000 Building $396,543 |
| 2022 | $3,240.00 Homeowner's exemption | $256,226 | $356,250 Land $75,000 Building $281,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 95089 Hendricks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95089 Hendricks Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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